57 St. Joseph Street 417, Toronto C01

$888,888
57 St. Joseph Street 417

$888,888

New
25d
Condo ApartmentApartment

57 St. Joseph Street 417, Toronto C01

Total Monthly Obligation $4,927

HausQ Valuation Report
Bed+Den
3+1
Baths
2
Park
0
Sqft
800-899
DOM
25d
Score
16
Yield
4.5%
Cash on Cash
-8.3%
Cap Rate
2.8%
5Y IRR
9.0%
10Y IRR
9.5%
Property Type-Condo Apartment
MLS® Number-C13835582
Bed+Den-3+1
Bathrooms-2
Size-800-899 sqft
Listed on site-Sep 28, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$4,985 (2025)
Maintenance-$726.3/mo
Locker-None
Parking-None
Basement-None
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 MYPRO REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Other
Possession-TBD
Neighbourhood-Bay Street Corridor
Title-Residential Condo & Other

No agent assigned

Green Living in the Heart of University of Toronto. Rare 2+Den with Expansive Balcony Welcome to 1 Thousand Bay where urban convenience meets elevated living. This beautifully laid-out 2+Den residence offers 862 sqft of functional interior space plus a rare, oversized balcony, creating a seamless indoor-outdoor lifestyle in the heart of downtown Toronto besides and in the University of Toronto. Thoughtfully designed with modern finishes and an open-concept layout, the home features a versatile den perfect for a home office or guest space. Floor-to-ceiling windows fill the space with natural light, enhancing the calm and inviting atmosphere. Step outside to your private balcony retreat, an ideal setting for morning coffee, quiet evenings, or entertaining under the open sky. Located steps from Yorkville, U of T, subway access, and world-class dining, this is a rare opportunity for end-users seeking both lifestyle and location. A true urban sanctuary, not to be missed.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$711,110
Land Transfer Taxes$14,253
Legal Fees (Est.)
$
Total cash required for closing$193,531

Total Monthly Obligation

$4,927/mo
Mortgage $3,586
Monthly Loss $3,984
Principal$944
Interest$2,642
Property Tax$415
Condo Fees$726
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.3%13
Cash-on-Cash
-12.0%0
5-Year IRR
6.3%15
10-Year IRR
7.8%
Returns Index
9.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,320/yr
NOI
$20,187/yr
Net Cash Flow
-$1,903/mo
Cash Margin
-56.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.474
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo30
Risk Index
17.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 57 St. Joseph Street 417

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.