415 Jarvis Street 121, Toronto C08

$495,000
415 Jarvis Street 121

$495,000

New
25d
Condo TownhouseStacked Townhouse

415 Jarvis Street 121, Toronto C08

Total Monthly Obligation $2,925

HausQ Valuation Report
Beds
2
Baths
1
Park
0
Sqft
700-799
DOM
25d
Score
22
Yield
6.6%
Cash on Cash
-0.2%
Cap Rate
4.5%
5Y IRR
15.4%
10Y IRR
14.5%
Property Type-Condo Townhouse
MLS® Number-C13835986
Beds-2
Bathrooms-1
Size-700-799 sqft
Listed on site-Sep 28, 2026
Style-Stacked Townhouse
Building Type-Condo Townhouse
Taxes-$3,084.59 (2025)
Maintenance-$471.18/mo
Locker-None
Parking-Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-HOMENET REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Exterior-Brick, Concrete
Possession-30-60 days
Neighbourhood-Cabbagetown-South St. James Town
Title-Residential Condo & Other

No agent assigned

Attention Investors & End-Users! Welcome to "The Central," a quiet, tree-lined complex in the heart of downtown Toronto. This beautifully maintained 2-bedroom home offers 744 sq. ft. of bright, functional living space with an open-concept layout and fresh neutral paint throughout. A rare 100 sq. ft. private porch extends the living space outdoors, perfect for relaxing, entertaining, or enjoying your morning coffee. Ideally located with excellent Walk and Transit Scores, just steps to Allan Gardens, TMU, U of T, the Hospital District, Cabbagetown, restaurants, shops, transit, and everyday conveniences. Move-in ready and exceptionally well located, this home is an ideal choice for first-time buyers, professionals, or investors seeking a high-demand downtown property with both lifestyle appeal and long-term potential.

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Closing Costs

Mortgage Amount
$396,000
Land Transfer Taxes$6,375
Legal Fees (Est.)
$
Total cash required for closing$106,875

Total Monthly Obligation

$2,925/mo
Mortgage $1,997
Monthly Loss $2,399
Principal$525
Interest$1,471
Property Tax$257
Condo Fees$471
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.3%2
5-Year IRR
11.6%47
10-Year IRR
12.0%
Returns Index
24.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,760/yr
NOI
$18,345/yr
Net Cash Flow
-$468/mo
Cash Margin
-17.1%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.7713
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo55
Risk Index
28.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 415 Jarvis Street 121

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.