55 Harbour Square PH10, Toronto C01

$2,480,000
55 Harbour Square PH10

$2,480,000

New
24d
Condo ApartmentApartment

55 Harbour Square PH10, Toronto C01

Total Monthly Obligation $13,134

Beds
3
Baths
3
Park
2
Sqft
2000-2249
DOM
24d
Score
13
Yield
2.9%
Cash on Cash
-15.1%
Cap Rate
1.3%
5Y IRR
3.9%
10Y IRR
5.6%
Property Type-Condo Apartment
MLS® Number-C13838006
Beds-3
Bathrooms-3
Size-2000-2249 sqft
Listed on site-Sep 29, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$9,908.7 (2025)
Maintenance-$2,104.43/mo
Locker-Exclusive
Parking-2 - Underground
Basement-None
Heating-Baseboard (Electric)
Brokerage-ROYAL LEPAGE SIGNATURE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-Immediate
Neighbourhood-Waterfront Communities C1
Title-Residential Condo & Other

No agent assigned

Welcome to Harbourside - one of Toronto's most iconic and prestigious Waterfront residences. Rarely offered, this spectacular PENTHOUSE suite offers unobstructed, panoramic vistas of Lake Ontario and Islands. With 2,033 square feet of opulent living, floor-to-ceiling windows flood the space with natural light, creating an extraordinary sense of serenity above the waterfront. The stunning, brand new kitchen offers the perfect blend of style and functionality, featuring full slab quartz backsplash and counters/island, a wall oven & microwave, integrated waste/recycling bins & shelving, and motorized blinds. Designed for both grand entertaining and comfortable everyday living, the sprawling layout features all new durable vinyl flooring with the look and feel of luxury wood flooring. The custom millwork, including illuminated built-in storage in the large foyer, showcases an exceptional level of craftsmanship and quality rarely found in Toronto condo living. Three spacious bedrooms with vibrant Southeast views, and three washrooms-including two ensuites. Ensuite laundry room and ensuite storage room. Resort-style living with five star amenities: 24-hour concierge, fitness centre, squash court, 60-ft saltwater pool, rooftop garden with BBQs, patios and lounge deck, elegant party room with licensed lounge, billiards room, library, and wellness/exercise studios. Residents also enjoy private shuttle bus service to key downtown destinations, along with an active social community featuring movie nights, fitness classes, and exclusive resident events. Perfectly positioned; just steps to the boardwalk, lake and ferry terminal, PATH, Union Station, GO Transit, Harbourfront Centre, dining, cafes, shopping, theatre, the Financial District and so much more. Maintenance fees include all utilities: heat, hydro, water, cable & high speed internet. Two (2) side by side parking spots, and locker. Refer to floor plan for 3rd washroom configuration.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,984,000
Land Transfer Taxes$48,475
Legal Fees (Est.)
$
Total cash required for closing$545,975

Total Monthly Obligation

$13,134/mo
Mortgage $10,004
Monthly Loss $10,501
Principal$2,632
Interest$7,371
Property Tax$826
Condo Fees$2,104
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.1%8
Cash-on-Cash
-17.5%0
5-Year IRR
2.0%5
10-Year IRR
4.6%
Returns Index
3.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$71,196/yr
NOI
$26,515/yr
Net Cash Flow
-$7,794/mo
Cash Margin
-131.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.222
LTV Ratio
80.0%18
Vacancy Buffer
0.7 mo14
Risk Index
11.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 55 Harbour Square PH10

Time

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