20 Stewart Street 103, Toronto C01

$929,900
20 Stewart Street 103

$929,900

New
24d
Condo ApartmentLoft

20 Stewart Street 103, Toronto C01

Total Monthly Obligation $4,864

Bed+Den
2+1
Baths
1
Park
0
Sqft
700-799
DOM
24d
Score
15
Yield
3.4%
Cash on Cash
-11.7%
Cap Rate
2.1%
5Y IRR
6.4%
10Y IRR
7.5%
Property Type-Condo Apartment
MLS® Number-C13838936
Bed+Den-2+1
Bathrooms-1
Size-700-799 sqft
Listed on site-Sep 29, 2026
Style-Loft
Building Type-Condo Apartment
Age-16-30
Taxes-$3,390.36 (2026)
Maintenance-$630.48/mo
Locker-Owned
Parking-None
Basement-None
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS REFERRED URBAN REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick
Possession-TBA
Neighbourhood-Waterfront Communities C1
Title-Residential Condo & Other

No agent assigned

A unique live-work opportunity at Twenty Stewart Lofts in the heart of King West, offering the flexibility of residential living or professional use with private street-level access directly from Stewart Street. Beautifully finished throughout, this contemporary loft features warm white oak flooring, 11-foot exposed concrete ceilings, expansive windows, and thoughtfully designed custom millwork offering exceptional storage. The kitchen features premium European integrated appliances, an oversized island with a beverage fridge, book-matched marble, and custom shelving. A beautifully appointed bathroom and separate den. Enjoy a spacious terrace for entertaining. Steps from King West's celebrated restaurants, cafés, boutiques, and vibrant downtown lifestyle.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$743,920
Land Transfer Taxes$15,073
Legal Fees (Est.)
$
Total cash required for closing$202,553

Total Monthly Obligation

$4,864/mo
Mortgage $3,751
Monthly Loss $3,877
Principal$987
Interest$2,764
Property Tax$283
Condo Fees$630
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.6%10
Cash-on-Cash
-14.9%0
5-Year IRR
4.0%8
10-Year IRR
6.0%
Returns Index
5.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,692/yr
NOI
$15,167/yr
Net Cash Flow
-$2,487/mo
Cash Margin
-94.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.343
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
17.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Stewart Street 103

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.