81 Macpherson Avenue, Toronto C02

$5,395,000
81 Macpherson Avenue

$5,395,000

New
24d
Detached3-Storey

81 Macpherson Avenue, Toronto C02

Total Monthly Obligation $23,700

Beds
5
Baths
4
Park
2
Sqft
2000-2500
DOM
24d
Score
13
Yield
1.7%
Cash on Cash
-15.4%
Cap Rate
1.3%
5Y IRR
3.6%
10Y IRR
5.4%
Property Type-Detached
MLS® Number-C13840266
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-23 × 120 ft
Listed on site-Sep 29, 2026
Style-3-Storey
Building Type-Detached
Taxes-$18,762 (2025)
Parking-2 - Detached
Basement-Finished
Heating-Water (Gas)
Brokerage-RE/MAX HALLMARK REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Annex
Title-Residential Freehold

No agent assigned

A Rare Summerhill Residence Where Design, Space & Location Come Together. Welcome to 81 Macpherson Avenue, an exceptional 3-storey detached home offering approximately 2,500 sq. ft. plus a finished lower level in one of Toronto's most coveted neighbourhoods.Thoughtfully designed for sophisticated city living, this 4+1 bedroom, 3.5 bathroom residence combines contemporary style, exceptional functionality and true turnkey comfort. Large windows and skylights flood the home with natural light, creating bright, airy interiors throughout. All mechanical systems have been upgraded, offering added comfort and peace of mind.The beautifully appointed kitchen features a Sub-Zero integrated fridge/freezer, Wolf 6-burner gas range, Dacor stainless steel built-in wall oven and Wolf built-in microwave, and flows seamlessly into the living spaces and private rear outdoor space. A standout feature is the heated rear patio, providing a snow-free connection from the garage to the house, an incredible convenience during Toronto winters. Upstairs, generously proportioned bedrooms offer privacy and comfort, with heated floors in both upper-level bathrooms. Crowning the home is a spectacular rooftop terrace with stunning views of the downtown Toronto skyline, perfect for entertaining or relaxing above the city. The finished lower level provides flexible space for guests, a home office, gym and or a recreation room. The rare double garage features in-floor radiant heating (separate system), an epoxy-finished floor, skylight and adjoining cabana, adding another level of year-round comfort and functionality. Set in the heart of Summerhill, steps to Yonge Street shops, restaurants and cafés, Summerhill subway station and minutes to Rosedale, Yorkville and downtown Toronto. Space, light, luxury and location-experience Summerhill living at its best. Book your private showing of 81 Macpherson Avenue today. See List of Inclusions for All the Upgrades.

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Closing Costs

Mortgage Amount
$4,316,000
Land Transfer Taxes$121,350
Legal Fees (Est.)
$
Total cash required for closing$1,201,850

Total Monthly Obligation

$23,700/mo
Mortgage $21,762
Monthly Loss $17,974
Principal$5,727
Interest$16,035
Property Tax$1,564
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.1%8
Cash-on-Cash
-17.4%0
5-Year IRR
1.9%5
10-Year IRR
4.4%
Returns Index
3.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$91,272/yr
NOI
$58,883/yr
Net Cash Flow
-$16,855/mo
Cash Margin
-221.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.232
LTV Ratio
80.0%18
Vacancy Buffer
0.4 mo11
Risk Index
10.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 81 Macpherson Avenue

Time

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Data last updated within the past 24 hours.