89 Church Street 2807, Toronto C08

$888,000
89 Church Street 2807

$888,000

New
24d
Condo ApartmentApartment

89 Church Street 2807, Toronto C08

Total Monthly Obligation $5,187

Beds
3
Baths
2
Park
1
Sqft
800-899
DOM
24d
Score
15
Yield
4.8%
Cash on Cash
-8.8%
Cap Rate
2.7%
5Y IRR
8.6%
10Y IRR
9.2%
Property Type-Condo Apartment
MLS® Number-C13841784
Beds-3
Bathrooms-2
Size-800-899 sqft
Listed on site-Sep 29, 2026
Style-Apartment
Building Type-Condo Apartment
Age-New
Taxes-$5,905.34 (2026)
Maintenance-$912.73/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-HOMELIFE/BAYVIEW REALTY INC.
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete
Possession-Immed/TBA
Neighbourhood-Church-Yonge Corridor
Title-Residential Condo & Other

No agent assigned

The time to act is now! Here's a truly unbelievable & unique opportunity to purchase one of the larger units at The Saint- a luxurious new condominium by Minto-- exceptional urban living in the heart of downtown Toronto. You got it all here- Walker & Rider paradise-- score of 100!!! Short walk to Eaton Centre, Queen St Subway, PATH, St. Lawrence market, Financial District, Union Station. *** Loaded with upgrades (60K+), a premium parking & locker combo (95K) on P2- accessible via the main tower elevators (no need to switch elevators)***. ** Take in the breathtaking south & panoramic City views from the balcony- spanning across the unit. **This well laid out, beautifully designed, brand new 3-bedroom, 2-bathroom suite combines modern elegance with unparalleled convenience, making it the ideal place to call home. Featuring 9ft ceiling, floor to ceiling windows, this open-concept condo offers an airy and expansive feel. The chef-inspired kitchen is outfitted with top-of-the-line integrated appliances, sleek cabinetry, and a spacious island perfect for cooking and entertaining. Maintenance fee includes high speed internet. **** The focus on Health & Sustainability is an integral part of life The Saint.**** Enjoy the convenience and smart features of the Minto Intelligence Smart Home package. Smart thermostat. Amenities to include: Wellness Centre-devoted to relaxation & rejuvenation: rain chromatherapy room with infrared sauna, private spa room & soaking tubs, communal meditation room with salt rock wall, star-gazing and dark meditation room, private meditation room, open air zen garden. Health Centre featuring state of the art gym, yoga/pilates & spinning studios. Additional amenities: party room, children's lounge & co-working space.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$710,400
Land Transfer Taxes$14,235
Legal Fees (Est.)
$
Total cash required for closing$193,335

Total Monthly Obligation

$5,187/mo
Mortgage $3,582
Monthly Loss $4,244
Principal$943
Interest$2,639
Property Tax$492
Condo Fees$913
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.1%13
Cash-on-Cash
-12.5%0
5-Year IRR
5.9%14
10-Year IRR
7.6%
Returns Index
8.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,552/yr
NOI
$19,039/yr
Net Cash Flow
-$1,995/mo
Cash Margin
-56.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.444
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
16.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 89 Church Street 2807

Time

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Data last updated within the past 24 hours.