77 Northcote Avenue, Toronto C01

$1,595,000
77 Northcote Avenue

$1,595,000

New
23d
Detached2-Storey

77 Northcote Avenue, Toronto C01

Total Monthly Obligation $7,428

Beds
5
Baths
4
Park
1
Sqft
1100-1500
DOM
23d
Score
15
Yield
3.1%
Cash on Cash
-9.7%
Cap Rate
2.5%
5Y IRR
8.0%
10Y IRR
8.7%
Property Type-Detached
MLS® Number-C13844256
Beds-5
Bathrooms-4
Size-1100-1500 sqft
Lot Size-20 × 123 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,435 (2025)
Parking-1 - Detached
Basement-Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Little Portugal
Title-Residential Freehold

No agent assigned

A rare opportunity to own a detached home in one of Toronto's most vibrant and sought-after communities. Set on a 20 by 123-foot lot in the heart of Beaconsfield Village, within the highly coveted Little Portugal neighbourhood, this 4-plus-1-bedroom, 4-bathroom residence offers the ideal blend of immediate livability and long-term potential. The property has been extensively upgraded and thoughtfully reconfigured from a traditional single-family home into a high-quality, income-generating multi-unit property. The residence is now divided into three fully self-contained units, each designed to operate independently while offering modern finishes, functionality, and strong rental appeal. Each unit includes its own private laundry, significantly enhancing convenience and privacy for occupants while eliminating the need for shared common facilities. With a finished walkout basement and detached garage off the laneway, the home presents exceptional flexibility. Move in, renovate to suit your needs, or explore its income-generating potential. Whether you're designing your forever home or considering investment or redevelopment, this property invites vision and rewards it. Surrounded by mature trees and beautifully maintained homes, 77 Northcote is just steps from Queen West and Ossington, and immersed in the character, culture, and convenience that define Little Portugal. Enjoy top restaurants, boutique shops, neighbourhood cafés, and easy access to transit, including the future King Liberty GO Station. This is your chance to secure a detached home with scale, versatility, and location in a neighbourhood that continues to thrive. Live in it. Reimagine it. Invest in it. Build on something truly special.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,276,000
Land Transfer Taxes$28,375
Legal Fees (Est.)
$
Total cash required for closing$348,875

Total Monthly Obligation

$7,428/mo
Mortgage $6,434
Monthly Loss $5,735
Principal$1,693
Interest$4,741
Property Tax$620
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.1%12
Cash-on-Cash
-12.8%0
5-Year IRR
5.5%12
10-Year IRR
7.1%
Returns Index
7.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$50,196/yr
NOI
$33,241/yr
Net Cash Flow
-$3,664/mo
Cash Margin
-87.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.434
LTV Ratio
80.0%18
Vacancy Buffer
1.3 mo21
Risk Index
14.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 77 Northcote Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.