55 Charles Street E 4202, Toronto C08

$1,017,611
55 Charles Street E 4202

$1,017,611

New
22d
Condo ApartmentApartment

55 Charles Street E 4202, Toronto C08

Total Monthly Obligation $5,811

Beds
2
Baths
2
Park
0
Sqft
1000-1199
DOM
22d
Score
15
Yield
4.5%
Cash on Cash
-9.7%
Cap Rate
2.5%
5Y IRR
8.0%
10Y IRR
8.7%
Property Type-Condo Apartment
MLS® Number-C13848150
Beds-2
Bathrooms-2
Size-1000-1199 sqft
Listed on site-Oct 1, 2026
Style-Apartment
Building Type-Condo Apartment
Age-New
Taxes-$9,041.23 (2026)
Maintenance-$753/mo
Locker-None
Parking-Underground
Basement-None
Heating-Heat Pump (Electric)
Brokerage-HIRSCH AND ASSOCIATES REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-FLEXIBLE
Neighbourhood-Church-Yonge Corridor
Title-Residential Condo & Other

No agent assigned

Brand New, never lived in and includes the ENHR rebate off the price (buyer eligibility to be independently confirmed). Own at the award-winning 55C Bloor Yorkville Residences. This large 2-bedroom, 2-bathroom suite is just over 1,000 sq. ft. on the 42nd floor, offered directly by the Vendor. Southeast exposure allows for abundant morning and all-day sunlight, enhanced by floor-to-ceiling windows and a balcony off the living area, framing city skyline and lake views. Thoughtfully designed open-concept layout with high-end finishes throughout and exceptional storage, including multiple dedicated storage closets. The primary bedroom features a private ensuite and double closets, while the second bedroom is served by a full bathroom with soaker tub. The kitchen features imported Italian cabinetry with built-in storage solutions, soft-close drawers and cabinets, paired with a porcelain tile countertop and full-height backsplash. Premium Panasonic built-in appliances include integrated refrigerator, dishwasher, oven, microwave, and induction cooktop. A custom dining table is included, completing the space with both style and function. Bathrooms include custom vanities with imported Italian cabinetry, integrated storage, soft-close drawers, and large mirrors with built-in lighting. The ensuite's glass-enclosed shower features a rain shower head, handheld spray, and tiled niche. Full Tarion New Home Warranty included. Exceptional amenities include a 9th-floor fitness centre with cardio, weights, training area and yoga studio; co-work and lounge spaces with wrap-around outdoor terrace featuring lounge, dining and BBQ areas. The rooftop C Lounge offers high-ceiling co-work and lounge space with caterer kitchen, large dining table, and outdoor terrace with BBQs and lounge seating, all with breathtaking city and lake views. Guest suite available for overnight visitors. Ideally located within walking distance to TTC, shops, restaurants, universities, and more.

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Properties $1M+ require 20% down.

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Closing Costs

Mortgage Amount
$814,089
Land Transfer Taxes$16,827
Legal Fees (Est.)
$
Total cash required for closing$221,849

Total Monthly Obligation

$5,811/mo
Mortgage $4,105
Monthly Loss $4,731
Principal$1,080
Interest$3,025
Property Tax$753
Condo Fees$753
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.1%0
5-Year IRR
5.5%12
10-Year IRR
7.2%
Returns Index
7.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,528/yr
NOI
$20,498/yr
Net Cash Flow
-$2,397/mo
Cash Margin
-63.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.423
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
15.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 55 Charles Street E 4202

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.