455 Ontario Street, Toronto C08

$2,595,000
455 Ontario Street

$2,595,000

New
22d
Semi-Detached 2 1/2 Storey

455 Ontario Street, Toronto C08

Total Monthly Obligation $11,853

Beds
4
Baths
4
Park
1
Sqft
2500-3000
DOM
22d
Score
16
Yield
3.8%
Cash on Cash
-6.8%
Cap Rate
3.1%
5Y IRR
10.2%
10Y IRR
10.4%
Property Type-Semi-Detached
MLS® Number-C13848818
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-20 × 122 ft
Listed on site-Oct 1, 2026
Style-2 1/2 Storey
Building Type-Semi-Detached
Age-100+
Taxes-$12,131.18 (2026)
Parking-1 - Detached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-SOTHEBY'S INTERNATIONAL REALTY CANADA
Cooling-Central Air, Wall Unit(s)
Laundry-No
Fireplace-Electric, Wood, Living Room
Pool-None
Facing-East
Exterior-Brick, Board & Batten
Roof-Asphalt Shingle, Flat
Foundation-Brick
Sewer-Sewer
Possession-60 days / TBA
Neighbourhood-Moss Park
Title-Residential Freehold

No agent assigned

Step into this impeccably restored and sublimely renovated 3862 sq ft 1890 Victorian masterpiece and you will feel like you have entered the chicest boutique hotel imaginable. This grand dame Victorian property stands proud and gracious with a complete brick restoration of its front exterior façade and beautiful period reproduction thermopane windows. High-end top-drawer finishes marry seamlessly with preserved heritage elements, including original arches with corbels, stained glass, swan-themed etched glass, refined crown mouldings, intricate ceiling medallions, classic hardwood flooring, and an inviting original grand staircase. You have never seen a main floor layout in Cabbagetown-South quite this large. Divided into two distinct areas, the front reveals a formal living and dining room designed for elegant entertaining. Toward the back, the residence unfolds into an extraordinary open-concept space featuring a comfortable family room, an oversized breakfast room, and a cook's dream kitchen. A massive wall of glass frames views of the peaceful back courtyard terrace. A functional mudroom (easily accommodates a laundry area) leads directly to a convenient powder room. the second-floor dream primary suite boasts opulent custom built-in wardrobes for those who love clothing, and a spectacular 5-piece marble-clad bathroom. Two additional bedrooms and a full main bathroom complete this floor. Ascending to the third floor, charming dormer rooflines frame a versatile layout that includes a fourth bedroom, a dedicated home office, and an updated 3-piece bathroom. Glass doors walk out directly to a massive rooftop terrace, providing a phenomenal outdoor vantage point in the heart of the city. The beautiful living space continues down to the lower level, where a recent $150,000 renovation lowered the floor to deliver remarkable ceiling height throughout, including a fully finished recreation room. Laundry, storage, and an area for a future bathroom. 1 car charming garage

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$2,076,000
Land Transfer Taxes$51,350
Legal Fees (Est.)
$
Total cash required for closing$571,850

Total Monthly Obligation

$11,853/mo
Mortgage $10,468
Monthly Loss $9,099
Principal$2,755
Interest$7,713
Property Tax$1,011
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.8%1
5-Year IRR
7.8%22
10-Year IRR
8.8%
Returns Index
12.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$97,560/yr
NOI
$71,173/yr
Net Cash Flow
-$4,536/mo
Cash Margin
-55.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
0.8 mo15
Risk Index
13.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 455 Ontario Street

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