44 St Joseph Street 1215, Toronto C01

$525,000
44 St Joseph Street 1215

$525,000

New
22d
Condo ApartmentApartment

44 St Joseph Street 1215, Toronto C01

Total Monthly Obligation $3,364

HausQ Valuation Report
Bed+Den
2+1
Baths
1
Park
0
Sqft
700-799
DOM
22d
Score
17
Yield
5.9%
Cash on Cash
-6.2%
Cap Rate
3.3%
5Y IRR
10.7%
10Y IRR
10.8%
Property Type-Condo Apartment
MLS® Number-C13848930
Bed+Den-2+1
Bathrooms-1
Size-700-799 sqft
Listed on site-Oct 1, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$2,992.51 (2026)
Maintenance-$797.36/mo
Locker-None
Parking-Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-RE/MAX CONDOS PLUS CORPORATION
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-Possession available after 60 days' notice, effective 1st of the month
Neighbourhood-Bay Street Corridor
Title-Residential Condo & Other

No agent assigned

1+1 Bedroom Suite At Polo Club II Featuring A Beautiful Northwest View Of Church & U Of T Grounds. Approx. 721 Sq Ft With A Bright Solarium, Spacious Layout, Kitchen With Full-Size Appliances, Large Bath W/ Double Entry & Separate Shower. Includes In-Suite Laundry, Central AC, Heat, Hydro, Water, Cable TV & Internet. Steps To Yorkville, U Of T, Hospitals & TTC. Building Amenities Include 24 Hr Concierge, Outdoor Pool, BBQ Area, Terrace & Great Facilities.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$420,000
Land Transfer Taxes$6,975
Legal Fees (Est.)
$
Total cash required for closing$113,475

Total Monthly Obligation

$3,364/mo
Mortgage $2,118
Monthly Loss $2,807
Principal$557
Interest$1,560
Property Tax$249
Condo Fees$797
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.9%1
5-Year IRR
7.3%20
10-Year IRR
8.7%
Returns Index
11.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,212/yr
NOI
$13,130/yr
Net Cash Flow
-$1,024/mo
Cash Margin
-39.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo47
Risk Index
23.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 44 St Joseph Street 1215

Time

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Data last updated within the past 24 hours.