44 St Joseph Street 1811, Toronto C01

$390,000
44 St Joseph Street 1811

$390,000

New
22d
Condo ApartmentApartment

44 St Joseph Street 1811, Toronto C01

Total Monthly Obligation $2,536

HausQ Valuation Report
Beds
1
Baths
1
Park
0
Sqft
500-599
DOM
22d
Score
21
Yield
7.1%
Cash on Cash
-1.1%
Cap Rate
4.4%
5Y IRR
14.7%
10Y IRR
13.9%
Property Type-Condo Apartment
MLS® Number-C13848988
Beds-1
Bathrooms-1
Size-500-599 sqft
Listed on site-Oct 1, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$2,401.68 (2026)
Maintenance-$562.75/mo
Locker-None
Parking-Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-RE/MAX CONDOS PLUS CORPORATION
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-Immediate
Neighbourhood-Bay Street Corridor
Title-Residential Condo & Other

No agent assigned

Updated Junior One Bedroom Suite At Polo Club II Featuring Beautiful South-East City Views. Approx. 516 Sq Ft With A Bright Solarium, Freshly Painted, Spacious Layout, Kitchen With New Full-Size Appliances, Large Bath W/ Double Entry & Separate Shower. Includes In-Suite Laundry, Central AC, Heat, Hydro, Water, Cable TV & Internet. Steps To Yorkville, U Of T, Hospitals & TTC. Building Amenities Include 24 Hr Concierge, Outdoor Pool, BBQ Area, Terrace & Great Facilities.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$312,000
Land Transfer Taxes$4,325
Legal Fees (Est.)
$
Total cash required for closing$83,825

Total Monthly Obligation

$2,536/mo
Mortgage $1,573
Monthly Loss $2,122
Principal$414
Interest$1,159
Property Tax$200
Condo Fees$563
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.4%21
Cash-on-Cash
-6.7%2
5-Year IRR
10.6%40
10-Year IRR
11.3%
Returns Index
20.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,576/yr
NOI
$13,264/yr
Net Cash Flow
-$468/mo
Cash Margin
-20.4%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7010
LTV Ratio
80.0%18
Vacancy Buffer
3.8 mo65
Risk Index
31.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 44 St Joseph Street 1811

Time

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Data last updated within the past 24 hours.