228 St George Street 10, Toronto C02

$729,900
228 St George Street 10

$729,900

New
22d
Condo TownhouseStacked Townhouse

228 St George Street 10, Toronto C02

Total Monthly Obligation $4,614

Beds
2
Baths
1
Park
1
Sqft
700-799
DOM
22d
Score
15
Yield
4.7%
Cash on Cash
-11.9%
Cap Rate
2.0%
5Y IRR
6.3%
10Y IRR
7.4%
Property Type-Condo Townhouse
MLS® Number-C13851440
Beds-2
Bathrooms-1
Size-700-799 sqft
Listed on site-Oct 1, 2026
Style-Stacked Townhouse
Building Type-Condo Townhouse
Taxes-$3,238.05 (2026)
Maintenance-$1,199.5/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-RE/MAX PROFESSIONALS INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Exterior-Brick
Foundation-Concrete
Possession-TBD
Neighbourhood-Annex
Title-Residential Condo & Other

No agent assigned

Rarely available two-storey boutique townhome in The Annex's historic Lennox Mews! Offering the privacy and quiet grace of a private home with complete condo convenience, this sun-filled residence is an urban retreat steps from Bloor Street, U of T, and Yorkville. Main Level Highlights: Open-concept living and dining framed by rich hardwood floors and a cozy natural gas fireplace. Seamless walk-out to your private balcony overlooking the serene central courtyard. Separate kitchen upgraded with premium Miele stainless steel appliances and heated marble floors. Convenient ensuite laundry and direct access to storage. Upper Level Sanctuary: Generous primary retreat with a romantic Juliette balcony. Versatile second bedroom with built-in walk-in closet-ideal for a dedicated home office, guest suite, or nursery. Fully updated 4-piece bathroom. Complete Package & Enclave: Includes rare owned underground parking spot and private storage locker. Unbeatable transit connectivity: walk to St. George & Spadina subways, ROM, Hospital Row, and top Annex dining. A low-density luxury alternative to high-rise towers in a premier downtown enclave. Exceptional value and character-book your private tour today!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$583,920
Land Transfer Taxes$11,073
Legal Fees (Est.)
$
Total cash required for closing$158,553

Total Monthly Obligation

$4,614/mo
Mortgage $2,944
Monthly Loss $3,839
Principal$775
Interest$2,169
Property Tax$270
Condo Fees$1,200
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.4%9
Cash-on-Cash
-15.8%0
5-Year IRR
3.6%7
10-Year IRR
5.9%
Returns Index
4.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,996/yr
NOI
$10,564/yr
Net Cash Flow
-$2,064/mo
Cash Margin
-72.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.302
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo33
Risk Index
17.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 228 St George Street 10

Time

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