70 Temperance Street 2708, Toronto C01

$495,000
70 Temperance Street 2708

$495,000

New
21d
Condo ApartmentApartment

70 Temperance Street 2708, Toronto C01

Total Monthly Obligation $2,972

Bed+Den
2+1
Baths
1
Park
0
Sqft
500-599
DOM
21d
Score
18
Yield
5.6%
Cash on Cash
-5.2%
Cap Rate
3.5%
5Y IRR
11.5%
10Y IRR
11.4%
Property Type-Condo Apartment
MLS® Number-C13855036
Bed+Den-2+1
Bathrooms-1
Size-500-599 sqft
Listed on site-Oct 2, 2026
Style-Apartment
Building Type-Condo Apartment
Age-6-10
Taxes-$3,348.15 (2025)
Maintenance-$496.52/mo
Locker-Owned
Parking-Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-KW Living Realty
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete
Possession-60 days/flex
Neighbourhood-Bay Street Corridor
Title-Residential Condo & Other

No agent assigned

Spacious Well Maintained Owner Occupied One Bedroom plus Den Condo Unit at Luxurious INDX Condo located in the Heart of the Financial District. Modern Kitchen with high end integrated appliances. Den with sliding door can be used as Study/Office area. Oversized Laundry Room with Walk in Closet providing extra storage space. 9'Ceiling, Floor to Ceiling Windows, Engineered Wood Floor, Contemporary kitchen cabinetry, Stone Counter top. Extra large south facing balcony. Steps To Subway, TTC, PATH System, Financial District, Major Banks, Restaurants, Eaton Centre, Shops and Entertainment area. Excellent Facilities for residents' enjoyment.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$396,000
Land Transfer Taxes$6,375
Legal Fees (Est.)
$
Total cash required for closing$106,875

Total Monthly Obligation

$2,972/mo
Mortgage $1,997
Monthly Loss $2,447
Principal$525
Interest$1,471
Property Tax$279
Condo Fees$497
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.9%1
5-Year IRR
8.0%23
10-Year IRR
9.2%
Returns Index
12.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,924/yr
NOI
$13,425/yr
Net Cash Flow
-$878/mo
Cash Margin
-37.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo55
Risk Index
26.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 70 Temperance Street 2708

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.