70 Temperance Street 608, Toronto C01

$489,000
70 Temperance Street 608

$489,000

New
21d
Condo ApartmentApartment

70 Temperance Street 608, Toronto C01

Total Monthly Obligation $2,896

Bed+Den
2+1
Baths
1
Park
0
Sqft
500-599
DOM
21d
Score
19
Yield
5.7%
Cash on Cash
-4.4%
Cap Rate
3.6%
5Y IRR
12.1%
10Y IRR
11.9%
Property Type-Condo Apartment
MLS® Number-C13856312
Bed+Den-2+1
Bathrooms-1
Size-500-599 sqft
Listed on site-Oct 2, 2026
Style-Apartment
Building Type-Condo Apartment
Age-6-10
Taxes-$3,222.71 (2026)
Maintenance-$454.64/mo
Locker-None
Parking-None
Basement-None
Heating-Forced Air (Gas)
Brokerage-SAM MCDADI REAL ESTATE INC.
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete
Possession-TBD
Neighbourhood-Bay Street Corridor
Title-Residential Condo & Other

No agent assigned

Welcome to Suite 608 at the prestigious INDX Condos! An iconic address developed by the renowned teams at Lifetime Developments and Centre Court in the heart of Toronto's Financial District. Perfectly positioned at Bay & Adelaide, this beautifully maintained 1-bedroom + den residence offers the ideal blend of style, flexibility, and exceptional value. Whether you're walking to Bay Street, meeting clients for lunch, or enjoying Toronto's finest restaurants, shopping, and entertainment, this is downtown living exactly as it was meant to be-connected, convenient, and effortlessly sophisticated. Thoughtfully designed with a bright, open-concept layout, this move-in-ready suite has been meticulously maintained and is in excellent condition. The versatile enclosed den has been comfortably used as a second bedroom, making it ideal for a roommate, overnight guests, a nursery, or a private home office. Live where Toronto works and plays. Just steps to Bay Street, the Financial District, PATH, Union Station, TTC, Eaton Centre, St. Lawrence Market, world-class dining, cafes, theatres, and premier entertainment, you'll enjoy one of the most walkable and connected lifestyles the city has to offer. Residents of INDX Condos enjoy an exceptional collection of resort-inspired amenities, including a state-of-the-art fitness centre, yoga and spin studio, golf simulator, billiard sand games room, poker lounge, theatre room, business and meeting facilities, elegant party lounge, rooftop terrace with BBQs, guest suites, library, and 24-hour concierge and security. Whether you're a professional looking to walk to work, a first-time buyer seeking exceptional downtown value, or an investor searching for a highly desirable rental opportunity, Suite 608 delivers the location, flexibility, and lifestyle today's buyers demand. Priced to sell. Don't miss your opportunity to own in one of Toronto's premier condominium communities.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$391,200
Land Transfer Taxes$6,255
Legal Fees (Est.)
$
Total cash required for closing$105,555

Total Monthly Obligation

$2,896/mo
Mortgage $1,972
Monthly Loss $2,377
Principal$519
Interest$1,453
Property Tax$269
Condo Fees$455
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.1%1
5-Year IRR
8.6%26
10-Year IRR
9.6%
Returns Index
14.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,924/yr
NOI
$14,053/yr
Net Cash Flow
-$801/mo
Cash Margin
-34.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo56
Risk Index
27.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 70 Temperance Street 608

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.