840 St Clair Avenue W 414, Toronto C03

$599,000
840 St Clair Avenue W 414

$599,000

New
25d
Condo ApartmentApartment

840 St Clair Avenue W 414, Toronto C03

Total Monthly Obligation $3,481

HausQ Valuation Report
Beds
2
Baths
2
Park
0
Sqft
600-699
DOM
25d
Score
18
Yield
5.4%
Cash on Cash
-5.5%
Cap Rate
3.4%
5Y IRR
11.2%
10Y IRR
11.2%
Property Type-Condo Apartment
MLS® Number-C13858622
Beds-2
Bathrooms-2
Size-600-699 sqft
Listed on site-Sep 28, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$3,038.55 (2026)
Maintenance-$611.23/mo
Locker-Owned
Parking-None
Basement-None
Heating-Forced Air (Gas)
Brokerage-BAYTREE REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Exterior-Concrete
Possession-60 days / TBD
Neighbourhood-Oakwood Village
Title-Residential Condo & Other

No agent assigned

Welcome to Eight Forty, a boutique condominium in the heart of St. Clair West. This beautifully designed 2-bedroom, 2-bathroom suite offers 655sqft. of thoughtfully planned living space with contemporary designer finishes and elegant European-style cabinetry. The open-concept layout is complemented by a private balcony, modern kitchen with built-in appliances, and the convenience of two full bathrooms. Enjoy the benefits of boutique condominium living with access to a fitness centre, party room. Ideally situated at St. Clair Avenue West and Oakwood, you're steps from the St. Clair streetcar and close to the subway, local cafés, restaurants, shops, parks and the Wychwood Barns. With downtown Toronto easily accessible and the best of St. Clair West right outside your door, this is an exceptional opportunity for first-time buyers, investors or those looking for a stylish and convenient urban home.

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Closing Costs

Mortgage Amount
$479,200
Land Transfer Taxes$8,455
Legal Fees (Est.)
$
Total cash required for closing$129,755

Total Monthly Obligation

$3,481/mo
Mortgage $2,416
Monthly Loss $2,845
Principal$636
Interest$1,780
Property Tax$253
Condo Fees$611
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.9%1
5-Year IRR
8.0%23
10-Year IRR
9.2%
Returns Index
12.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,292/yr
NOI
$16,289/yr
Net Cash Flow
-$1,059/mo
Cash Margin
-39.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo45
Risk Index
23.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 840 St Clair Avenue W 414

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.