5 St Joseph Street 207, Toronto C01

$699,900
5 St Joseph Street 207

$699,900

New
18d
Condo ApartmentApartment

5 St Joseph Street 207, Toronto C01

Total Monthly Obligation $4,181

HausQ Valuation Report
Beds
2
Baths
2
Park
1
Sqft
800-899
DOM
18d
Score
18
Yield
5.8%
Cash on Cash
-5.0%
Cap Rate
3.5%
5Y IRR
11.7%
10Y IRR
11.5%
Property Type-Condo Apartment
MLS® Number-C13862468
Beds-2
Bathrooms-2
Size-800-899 sqft
Listed on site-Oct 5, 2026
Style-Apartment
Building Type-Condo Apartment
Age-0-5
Taxes-$4,335.31 (2026)
Maintenance-$796.15/mo
Locker-None
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 ATRIA REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-Immediate
Neighbourhood-Bay Street Corridor
Title-Residential Condo & Other

No agent assigned

Welcome to Five Condos, where luxury living meets the heart of Downtown Toronto! This bright and spacious 823sq. ft. 2 BED 2 BATH suite features one of the best and most functional split bedroom floor plan with the upmost privacy. Enjoy 9-ft ceiling, west unobstructed view with abundant natural light. The modern kitchen is ideal for both everyday living and entertaining, featuring premium built-in MIELE appliances and a large centre island withan integrated dining table. Exceptional building amenities include 24-hour concierge, fully equipped fitness centre,party room, rooftop terrace with BBQs, visitor parking, and more. Perfectly situated just steps from Wellesley Subway Station, U of T, TMU, major hospitals, Yorkville, Eaton Centre, restaurants, grocery stores, and the Financial District. An ideal home for professionals and students alike, offering an unbeatable combination of space,functionality, luxury, and location. Don't miss this opportunity! 1 Parking.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$4,181/mo
Mortgage $2,823
Monthly Loss $3,438
Principal$743
Interest$2,080
Property Tax$361
Condo Fees$796
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.5%26
10-Year IRR
9.6%
Returns Index
14.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,320/yr
NOI
$19,999/yr
Net Cash Flow
-$1,157/mo
Cash Margin
-34.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
20.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5 St Joseph Street 207

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.