25 Cortland Avenue, Toronto C04

$1,848,000
25 Cortland Avenue

$1,848,000

Price Change
17d
Detached2-Storey

25 Cortland Avenue, Toronto C04

Total Monthly Obligation $8,527

HausQ Valuation Report
Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
17d
Score
14
Yield
3.0%
Cash on Cash
-10.4%
Cap Rate
2.3%
5Y IRR
7.4%
10Y IRR
8.3%
Property Type-Detached
MLS® Number-C13868502
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-27.82 × 103.28 ft
Listed on site-Oct 6, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,371.38 (2026)
Parking-3 - None
Basement-Separate Entrance, Finished
Heating-Radiant (Gas)
Brokerage-SOTHEBY'S INTERNATIONAL REALTY CANADA
Cooling-Wall Unit(s)
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-90 Days TBA
Neighbourhood-Lawrence Park South
Title-Residential Freehold

No agent assigned

Set on a quiet street in Lawrence Park, this well-maintained home with a renovated kitchen and bathrooms offers generous living space and traditional character. The living and dining rooms feature classic mouldings and original gumwood door frames and casings. The kitchen includes stainless steel appliances, a gas stove and a walkout to a deck with a gas barbecue hookup. Renovated in 2017, the basement features heated floors throughout, built-in cabinetry and a four-piece bathroom. A tankless hot water system and ductless air conditioning with two indoor units add everyday comfort. The home is steps from local shops, restaurants, the subway and the public library, with Chatsworth Ravine, Alexander Muir Memorial Gardens and the Lawrence Park Lawn Bowling and Croquet Club nearby. Area schools include John Ross Robertson Junior Public School, Glenview Senior Public School and Lawrence Park Collegiate Institute. Nearby independent schools include Havergal College, an established girls' school founded in 1894, and Toronto French School (TFS), which offers bilingual education in French and English through the IB continuum.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,478,400
Land Transfer Taxes$33,435
Legal Fees (Est.)
$
Total cash required for closing$404,535

Total Monthly Obligation

$8,527/mo
Mortgage $7,454
Monthly Loss $6,565
Principal$1,962
Interest$5,493
Property Tax$698
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.3%0
5-Year IRR
5.1%11
10-Year IRR
6.8%
Returns Index
6.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$54,840/yr
NOI
$36,485/yr
Net Cash Flow
-$4,414/mo
Cash Margin
-96.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.413
LTV Ratio
80.0%18
Vacancy Buffer
1.1 mo18
Risk Index
13.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 25 Cortland Avenue

Time

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