11 Charlotte Street 2004, Toronto C01

$399,900
11 Charlotte Street 2004

$399,900

New
9d
Condo ApartmentApartment

11 Charlotte Street 2004, Toronto C01

Total Monthly Obligation $2,541

Beds
1
Baths
1
Park
0
Sqft
0-499
DOM
9d
Score
21
Yield
6.6%
Cash on Cash
-2.3%
Cap Rate
4.1%
5Y IRR
13.8%
10Y IRR
13.2%
Property Type-Condo Apartment
MLS® Number-C14031312
Beds-1
Bathrooms-1
Size-0-499 sqft
Listed on site-Oct 14, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$2,375 (2025)
Maintenance-$529.95/mo
Locker-Owned
Parking-Underground
Basement-None
Heating-Heat Pump (Gas)
Brokerage-KELLER WILLIAMS REFERRED URBAN PIERRE CARAPETIAN G
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete
Possession-ASAP
Neighbourhood-Waterfront Communities C1
Title-Residential Condo & Other

No agent assigned

Welcome to 11 Charlotte - Where Downtown Living Meets Standout Style! Forget the cookie-cutter condo; this one-bedroom suite offers character, thoughtful design, and an outdoor space that truly sets it apart. The showstopper? An oversized north-facing balcony spanning the entire width of the unit, complete with unobstructed city views and a gas line for effortless outdoor entertaining. Inside, floor-to-ceiling windows flood the space with natural light, creating an airy, open feel, while exposed concrete walls and ceilings add an edgy, loft-inspired aesthetic that stands out from the ordinary. The well-designed bedroom features its own floor-to-ceiling windows, a generous closet, and dedicated space for a desk or work-from-home setup. Lovingly owner-occupied and meticulously cared for over the years. Residents enjoy fantastic amenities, including a rooftop pool, party room, fitness centre, and bike storage, plus the convenience of your own private locker. Tucked away on quiet Charlotte Street, you're just steps from the energy of King West, two blocks from Queen West, and surrounded by Toronto's best restaurants, nightlife, cafés, and shopping. With the King streetcar nearby and easy access to the Gardner, getting around the city is a breeze. A rare combination of character, outdoor space, and unbeatable downtown convenience - move in and make it yours! ***** Artificial Intelligence Notice: Users are advised that certain graphical assets and rendered images across this platform are generated, in whole or in part, utilizing artificial intelligence****

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$319,920
Land Transfer Taxes$4,474
Legal Fees (Est.)
$
Total cash required for closing$85,954

Total Monthly Obligation

$2,541/mo
Mortgage $1,613
Monthly Loss $2,116
Principal$424
Interest$1,189
Property Tax$198
Condo Fees$530
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.7%1
5-Year IRR
9.8%34
10-Year IRR
10.6%
Returns Index
18.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,496/yr
NOI
$12,712/yr
Net Cash Flow
-$554/mo
Cash Margin
-25.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
3.8 mo65
Risk Index
30.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 11 Charlotte Street 2004

Time

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Data last updated within the past 24 hours.