525 Adelaide Street W 1623, Toronto C01

$639,888
525 Adelaide Street W 1623

$639,888

Price Change
9d
Condo ApartmentApartment

525 Adelaide Street W 1623, Toronto C01

Total Monthly Obligation $3,546

HausQ Valuation Report
Beds
2
Baths
2
Park
1
Sqft
600-699
DOM
9d
Score
19
Yield
5.4%
Cash on Cash
-4.0%
Cap Rate
3.7%
5Y IRR
12.4%
10Y IRR
12.1%
Property Type-Condo Apartment
MLS® Number-C14031316
Beds-2
Bathrooms-2
Size-600-699 sqft
Listed on site-Oct 14, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$3,099.93 (2026)
Maintenance-$507.02/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick Front
Possession-Immediate
Neighbourhood-Waterfront Communities C1
Title-Residential Condo & Other

No agent assigned

Love the energy of King West but still want a quiet place to come home to? This bright 1 bedroom + Den (currently being used as a second bedroom) , 2-bathroom condo delivers the best of both worlds-tucked into a peaceful pocket with park views, yet just steps from King Street.The smart, functional layout offers no wasted space, with an open-concept living area, quartz countertops, full-size stainless steel appliances, and plenty of room to entertain. The spacious primary bedroom features a private ensuite, while the second bedroom is ideal for guests or a home office.Recent updates include updated lighting (2026), a new kitchen backsplash (2025), Flooring (2025) Paint (2025) , Stove (2024) full-size washer and dryer, mirrored closet doors, and a newer oven.Enjoy parking and a locker, low maintenance fees, and impressive amenities including an indoor pool, gym, party and media rooms, saunas, steam room, and rooftop terrace with BBQs.Steps to some of Toronto's best restaurants, cafes and shops, plus Trinity Bellwoods, the waterfront, transit, and the future Ontario Line. Quiet when you want it, King West when you don't.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$511,910
Land Transfer Taxes$9,273
Legal Fees (Est.)
$
Total cash required for closing$138,751

Total Monthly Obligation

$3,546/mo
Mortgage $2,581
Monthly Loss $2,867
Principal$679
Interest$1,902
Property Tax$258
Condo Fees$507
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.3%1
5-Year IRR
9.2%30
10-Year IRR
10.0%
Returns Index
16.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,584/yr
NOI
$19,541/yr
Net Cash Flow
-$953/mo
Cash Margin
-33.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
23.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 525 Adelaide Street W 1623

Time

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Data last updated within the past 24 hours.