195 St. Patrick Street 301B, Toronto C01

$998,888
195 St. Patrick Street 301B

$998,888

New
9d
Condo ApartmentApartment

195 St. Patrick Street 301B, Toronto C01

Total Monthly Obligation $5,859

Bed+Den
3+1
Baths
2
Park
1
Sqft
1400-1599
DOM
9d
Score
17
Yield
5.7%
Cash on Cash
-5.1%
Cap Rate
3.5%
5Y IRR
11.6%
10Y IRR
11.5%
Property Type-Condo Apartment
MLS® Number-C14033032
Bed+Den-3+1
Bathrooms-2
Size-1400-1599 sqft
Listed on site-Oct 14, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$4,657.58 (2026)
Maintenance-$1,241.84/mo
Locker-Ensuite
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-FOREST HILL REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick
Possession-TBA
Neighbourhood-Kensington-Chinatown
Title-Residential Condo & Other

No agent assigned

Rarely Offered At One Park Lane. Spacious, Sun-Filled Downtown Living! Discover An Exceptional Opportunity To Own A Breathtaking Sprawling Approximately 1,500 Sq.Ft. Condo In The Highly Sought-After One Park Lane. Bright, Spacious And Thoughtfully Designed, This Impressive Residence Offers 2+1 Bedrooms, Two ensuite Bathrooms, Double Closets And Abundant Storage. Maximize Your Footprint With A Stunning Solarium That Effortlessly Transitions To Fit Your Lifestyle; Ideal For A Bright Work-From-Home Space, A Dozy Den, Or A Private Guest Room. Large Kitchen With Breakfast Area & Pantry. Perfect Downtown Location, Walking Distance To Hospitals, U Of T, OCAD University, TMU, ORDE Street Public School, Financial District, Nathan Phillips Square, Kensington Market, Grange Park, Great Shopping, Restaurants, Cultural Hub To AGO, Roy Thomson Hall, Princess Of Whales Theatre, Scotiabank Arena And Nightlife. Impressive Spacious Lobby, Koi Pond, Aquarium, And Manicured Plants. Parking, Ensuite Locker. Steps To St. Patrick Station. Convenience At Your Fingertips! Suitable For A Family, Students, Professionals Or Business Person. A Down-Sizers Dream. Don't Miss Out!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$799,110
Land Transfer Taxes$16,453
Legal Fees (Est.)
$
Total cash required for closing$217,731

Total Monthly Obligation

$5,859/mo
Mortgage $4,029
Monthly Loss $4,799
Principal$1,060
Interest$2,969
Property Tax$388
Condo Fees$1,242
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-8.9%1
5-Year IRR
8.7%27
10-Year IRR
9.7%
Returns Index
14.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$56,796/yr
NOI
$29,157/yr
Net Cash Flow
-$1,600/mo
Cash Margin
-33.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo25
Risk Index
16.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 195 St. Patrick Street 301B

Time

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Data last updated within the past 24 hours.