44 St Joseph Street 2214, Toronto C01

$925,000
44 St Joseph Street 2214

$925,000

New
9d
Condo ApartmentApartment

44 St Joseph Street 2214, Toronto C01

Total Monthly Obligation $5,607

Beds
2
Baths
2
Park
1
Sqft
1000-1199
DOM
9d
Score
15
Yield
4.9%
Cash on Cash
-9.4%
Cap Rate
2.6%
5Y IRR
8.2%
10Y IRR
8.8%
Property Type-Condo Apartment
MLS® Number-C14033124
Beds-2
Bathrooms-2
Size-1000-1199 sqft
Listed on site-Oct 14, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$4,281.6 (2026)
Maintenance-$1,319.26/mo
Locker-None
Parking-1 - Underground
Basement-None
Heating-Fan Coil (Gas)
Brokerage-CENTURY 21 LEADING EDGE REALTY INC.
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Brick
Possession-30/60/Flex - Long or Quick Available
Neighbourhood-Bay Street Corridor
Title-Residential Condo & Other

No agent assigned

A Truly Rare Find: Spectacular Panoramic Views, Beautiful Finishes, & Exceptional Space In The Heart Of The Bay Street Corridor. This Stunning 22nd-Floor Suite Sits On The South West Corner, Offering 1,137 Sq. Ft. Across An Incredibly Unique & Functional Floor Plan. South West Exposure, Unobstructed Views Over The University Of Toronto, Historic Church Architecture, & Queen's Park, Along With Massive Floor-To-Ceiling Windows Create A Remarkable Backdrop To Life In This Unit. Morning, Afternoon, Night - And All 4 Seasons - You Can Enjoy Breathtaking Views And Awe-Inspiring Sunsets That Make Every Day A Better One! Expansive Living Spaces Including A High Capacity Dining Area (Seating 8+) & A Stunning Showpiece Living Room - Exceptional In Size - Framed By The West & South Facing Views. Sun-Filled Contemporary Kitchen Showcasing Sleek White Cabinetry, Premium Quartz Counters & Backsplash, & Stainless Steel Appliances, While Both Recently Renovated Bathrooms Offer Elegant Finishes & A Premium Feel In Every Corner (The Primary Ensuite Is A DREAM!). Generous Room Sizes & Large Primary Bed Walk-In-Closet. Well Managed Tridel Building With Great Amenities Including Large, Sunny Outdoor Pool. 10/10 Location - Short Walk To Bay & Bloor, Yorkville, Multiple Subway Stations Including Bloor-Yonge, Restaurants, Shopping, Parks, U of T, & Hospitals. An Exceptional Opportunity For Buyers Who Appreciate Generous Proportions, Refined Interiors, & An Extraordinary View That They Can Count On Staying. A Rare Combination In Downtown Toronto! See Detailed Video Tour - & Come Take A Look. It's Even More Spectacular In Person! Maintenance Fees Include All Utilities Including Cable and Internet.

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$
%
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$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$740,000
Land Transfer Taxes$14,975
Legal Fees (Est.)
$
Total cash required for closing$201,475

Total Monthly Obligation

$5,607/mo
Mortgage $3,731
Monthly Loss $4,625
Principal$982
Interest$2,749
Property Tax$357
Condo Fees$1,319
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.2%0
5-Year IRR
5.5%12
10-Year IRR
7.3%
Returns Index
7.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,696/yr
NOI
$18,614/yr
Net Cash Flow
-$2,180/mo
Cash Margin
-57.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.423
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo27
Risk Index
16.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 44 St Joseph Street 2214

Time

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Data last updated within the past 24 hours.