532 Merton Street, Toronto C10

$1,095,000
532 Merton Street

$1,095,000

New
9d
Semi-Detached 2-Storey

532 Merton Street, Toronto C10

Total Monthly Obligation $5,342

Beds
3
Baths
2
Park
2
Sqft
700-1100
DOM
9d
Score
17
Yield
4.4%
Cash on Cash
-5.1%
Cap Rate
3.5%
5Y IRR
11.6%
10Y IRR
11.4%
Property Type-Semi-Detached
MLS® Number-C14033652
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-17.5 × 176.6 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$6,606.55 (2026)
Parking-2 - None
Basement-Finished with Walk-Out, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-PRESTIGIUM REAL ESTATE LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick Front
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-30/60 days
Neighbourhood-Mount Pleasant East
Title-Residential Freehold

No agent assigned

Rare Midtown Gem, Classic Character & Modern Elegance on an Extraordinary 176 FT Deep Lot! Perfectly positioned in highly sought-after Mount Pleasant East, this charming home seamlessly pairs timeless architectural soul with thoughtful modern upgrades. Designed for stylish, low-maintenance living, the main floor showcases a bright, sun-filled layout featuring a newly renovated gourmet kitchen complete with sleek cabinetry and premium finishes.Upstairs, find two cozy, light-filled bedrooms and a full 4-piece bathroom. The fully finished basement adds exceptional flexible living space, boasting a newly renovated layout with a full bathroom, a dedicated bedroom/home office, and a rare separate entrance-offering immense versatility for a private guest suite, work-from-home setup, or potential rental income.Step outside into your own private sanctuary: an extraordinarily deep 176.66 ft lot providing an expansive backyard oasis rarely found in midtown Toronto-ideal for summer dining, garden enthusiasts, or future outdoor enhancement. Enjoy the incredible convenience of a rare private driveway with 2-car parking.Unbeatable location just steps to the famous Kay Gardner Beltline Trail, pristine parks, Davisville Subway Station, top-ranked schools, and the vibrant shops and bistros along Yonge & Bayview. Move right in and experience effortless city living with unlimited outdoor freedom!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$876,000
Land Transfer Taxes$18,375
Legal Fees (Est.)
$
Total cash required for closing$238,875

Total Monthly Obligation

$5,342/mo
Mortgage $4,417
Monthly Loss $4,180
Principal$1,162
Interest$3,255
Property Tax$551
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-9.0%1
5-Year IRR
8.5%26
10-Year IRR
9.4%
Returns Index
14.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$47,748/yr
NOI
$31,867/yr
Net Cash Flow
-$1,761/mo
Cash Margin
-44.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo28
Risk Index
17.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 532 Merton Street

Time

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