47 Lower River Street 542, Toronto C08

$299,000
47 Lower River Street 542

$299,000

New
8d
Condo ApartmentApartment

47 Lower River Street 542, Toronto C08

Total Monthly Obligation $1,885

Beds
1
Baths
1
Park
0
Sqft
0-499
DOM
8d
Score
29
Yield
8.3%
Cash on Cash
6.0%
Cap Rate
5.9%
5Y IRR
20.4%
10Y IRR
18.6%
Property Type-Condo Apartment
MLS® Number-C14081508
Beds-1
Bathrooms-1
Size-0-499 sqft
Listed on site-Oct 15, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$2,025.7 (2026)
Maintenance-$310.45/mo
Locker-None
Parking-Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-RARE REAL ESTATE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick, Concrete
Possession-30-59 days
Neighbourhood-Moss Park
Title-Residential Condo & Other

No agent assigned

Welcome to 47 Lower River St, Unit 542! This bright and modern 1-bedroom loft in the award-winning River City development features exposed concrete ceilings, floor-to-ceiling windows, and a private balcony. Ideally located steps from parks, trendy cafés, the Distillery District, and convenient transit, offering the perfect blend of contemporary design and downtown living.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$239,200
Land Transfer Taxes$2,960
Legal Fees (Est.)
$
Total cash required for closing$64,260

Total Monthly Obligation

$1,885/mo
Mortgage $1,206
Monthly Loss $1,568
Principal$317
Interest$889
Property Tax$169
Condo Fees$310
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
4.7%34
Cash-on-Cash
-0.6%7
5-Year IRR
15.4%73
10-Year IRR
15.1%
Returns Index
38.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
29/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$24,684/yr
NOI
$14,065/yr
Net Cash Flow
-$34/mo
Cash Margin
-1.7%3
Cash Flow Index
3.5/ 100
Risk Profile
Weight: 20%
DSCR
0.9725
LTV Ratio
80.0%18
Vacancy Buffer
5.0 mo84
Risk Index
42.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 47 Lower River Street 542

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.