89 Finch Avenue E, Toronto C14

$2,588,000
89 Finch Avenue E

$2,588,000

New
7d
DetachedBungalow

89 Finch Avenue E, Toronto C14

Total Monthly Obligation $11,658

Beds
5
Baths
3
Park
7
Sqft
700-1100
DOM
7d
Score
13
Yield
1.5%
Cash on Cash
-16.5%
Cap Rate
1.0%
5Y IRR
2.8%
10Y IRR
4.8%
Property Type-Detached
MLS® Number-C14085040
Beds-5
Bathrooms-3
Size-700-1100 sqft
Lot Size-50 × 160 ft
Listed on site-Oct 16, 2026
Style-Bungalow
Building Type-Detached
Taxes-$10,120 (2025)
Parking-7 - None
Basement-Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-MASTER`S TRUST REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-30/60
Neighbourhood-Willowdale East
Title-Residential Freehold

No agent assigned

A Rare Opportunity For Builders And Investors! Big 50X160 Lot On Finch/Yonge! Walking Distance To Subway At Finch And Yonge,& Bus Terminal. Easy To GTA By Subway, Go-Train, 401 Hwy. Close To Schools, Shopping, Grocery, Library, Hospital, Community Center. Hardwood Floor Throughout. A Private Driveway W/Ample Parking 5 Spots. Prime Location, Very Desirable Lot For Developers. Great Investment Property. Foot Print Allows For Multiple Dwelling Construction. Can Also Be Noted As Mixed Use Area "C" In Finch Area Secondary Plan Where More Density And Height Be Allowed For New Development. Good Condition And Good Rent Income.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$2,070,400
Land Transfer Taxes$51,175
Legal Fees (Est.)
$
Total cash required for closing$570,275

Total Monthly Obligation

$11,658/mo
Mortgage $10,439
Monthly Loss $8,911
Principal$2,747
Interest$7,692
Property Tax$843
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
0.8%7
Cash-on-Cash
-18.7%0
5-Year IRR
1.0%4
10-Year IRR
3.7%
Returns Index
2.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,840/yr
NOI
$21,236/yr
Net Cash Flow
-$8,670/mo
Cash Margin
-261.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.171
LTV Ratio
80.0%18
Vacancy Buffer
0.8 mo15
Risk Index
11.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 89 Finch Avenue E

Time

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Data last updated within the past 24 hours.