530 St Clair Avenue W 1401, Toronto C03

$619,000
530 St Clair Avenue W 1401

$619,000

New
7d
Condo ApartmentApartment

530 St Clair Avenue W 1401, Toronto C03

Total Monthly Obligation $3,814

Bed+Den
2+1
Baths
1
Park
1
Sqft
700-799
DOM
7d
Score
17
Yield
5.7%
Cash on Cash
-6.3%
Cap Rate
3.2%
5Y IRR
10.6%
10Y IRR
10.7%
Property Type-Condo Apartment
MLS® Number-C14087182
Bed+Den-2+1
Bathrooms-1
Size-700-799 sqft
Listed on site-Oct 16, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$3,422.21 (2026)
Maintenance-$831.94/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-flex
Neighbourhood-Humewood-Cedarvale
Title-Residential Condo & Other

No agent assigned

Bright & spacious one bedroom plus den in a fantastic midtown location. Clear west-facing windows and a large balcony bring in great natural light and offer an unobstructed beautiful afternoon and sunset view.The large den works beautifully as a full-size dining room, home office, or additional living space, while the oversized kitchen offers full-size appliances, plenty of cabinetry and generous prep space. The spacious bedroom has two closets, including a walk-in. Ensuite laundry, a large front hall closet, one premium underground parking and an oversized locker provide plenty of additional storage.Enjoy 24-hour concierge, indoor pool, gym, meeting room and visitor parking. Steps to the St. Clair streetcar and St. Clair West subway, with great restaurants, cafes, grocery stores and everyday conveniences right outside your door.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$495,200
Land Transfer Taxes$8,855
Legal Fees (Est.)
$
Total cash required for closing$134,155

Total Monthly Obligation

$3,814/mo
Mortgage $2,497
Monthly Loss $3,157
Principal$657
Interest$1,840
Property Tax$285
Condo Fees$832
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.7%1
5-Year IRR
7.5%20
10-Year IRR
8.8%
Returns Index
11.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,100/yr
NOI
$15,785/yr
Net Cash Flow
-$1,181/mo
Cash Margin
-40.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo41
Risk Index
21.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 530 St Clair Avenue W 1401

Time

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Data last updated within the past 24 hours.