16 Harbour Street 4302, Toronto C01

$1,789,900
16 Harbour Street 4302

$1,789,900

New
7d
Condo ApartmentApartment

16 Harbour Street 4302, Toronto C01

Total Monthly Obligation $9,292

Bed+Den
4+1
Baths
3
Park
2
Sqft
1600-1799
DOM
7d
Score
15
Yield
4.1%
Cash on Cash
-8.6%
Cap Rate
2.7%
5Y IRR
8.8%
10Y IRR
9.3%
Property Type-Condo Apartment
MLS® Number-C14087794
Bed+Den-4+1
Bathrooms-3
Size-1600-1799 sqft
Listed on site-Oct 16, 2026
Style-Apartment
Building Type-Condo Apartment
Age-16-30
Taxes-$1,727.8 (2026)
Maintenance-$1,727.8/mo
Locker-Owned
Parking-2 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-RE/MAX PLUS CITY TEAM INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Exterior-Concrete
Possession-TBA
Neighbourhood-Waterfront Communities C1
Title-Residential Condo & Other

No agent assigned

Rarely Offered Palatial Executive 3-Bedroom + Den Residence at the prestigious 16 Harbour St., featuring a private entrance with exclusive elevator access, spectacular northwest CN Tower views, northeast city skyline vistas, and partial lake views through expansive floor-to-ceiling windows. Never before offered for sale or lease, this impeccably maintained, owner-occupied residence is making its market debut and presents in like-new condition. Offering 1,772 sq. ft. of thoughtfully designed open-concept living, this exceptional suite is ideal for both everyday living and sophisticated entertaining. A standout feature is the highly coveted side-by-side parking and locker combination, originally purchased from the builder at an approximate $100,000 premium, providing two private side-by-side parking spaces with two adjacent lockers. The chef-inspired kitchen showcases granite countertops, premium stainless steel appliances, abundant cabinetry, a gas range, wine fridge, and a generous breakfast bar. Bright living and dining areas feature engineered hardwood flooring, a fireplace, and breathtaking skyline views. The spacious primary retreat offers a private balcony, walk-in closet, and luxurious 5-piece ensuite. The second bedroom includes its own 4-piece ensuite, while the third bedroom and separate den provide exceptional flexibility for family living, guests, a home office, or library. Residents enjoy resort-style amenities including an indoor pool, sauna, fitness centre, basketball court, outdoor tennis courts, rooftop BBQ terrace, guest suites, party room with catering kitchen, meeting room, children's play areas, concierge, and more. Unbeatable downtown location just steps to Union Station, GO Transit, Scotiabank Arena, the Financial District, waterfront, PATH, world-class dining, shopping, and entertainment. A truly rare opportunity to own one of the finest residences in one of Toronto's most sought-after waterfront communities.

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(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,431,920
Land Transfer Taxes$32,273
Legal Fees (Est.)
$
Total cash required for closing$391,753

Total Monthly Obligation

$9,292/mo
Mortgage $7,220
Monthly Loss $7,392
Principal$1,900
Interest$5,320
Property Tax$144
Condo Fees$1,728
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.3%14
Cash-on-Cash
-11.7%0
5-Year IRR
6.5%16
10-Year IRR
7.9%
Returns Index
9.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$74,040/yr
NOI
$41,775/yr
Net Cash Flow
-$3,739/mo
Cash Margin
-60.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.484
LTV Ratio
80.0%18
Vacancy Buffer
1.0 mo17
Risk Index
13.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 16 Harbour Street 4302

Time

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Data last updated within the past 24 hours.