45 Charles Street E 802, Toronto C08

$699,000
45 Charles Street E 802

$699,000

New
6d
Condo ApartmentApartment

45 Charles Street E 802, Toronto C08

Total Monthly Obligation $4,059

Bed+Den
3+1
Baths
2
Park
1
Sqft
700-799
DOM
6d
Score
18
Yield
5.5%
Cash on Cash
-5.3%
Cap Rate
3.4%
5Y IRR
11.4%
10Y IRR
11.3%
Property Type-Condo Apartment
MLS® Number-C14090044
Bed+Den-3+1
Bathrooms-2
Size-700-799 sqft
Listed on site-Oct 17, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$3,731.52 (2025)
Maintenance-$728.56/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-BAY STREET INTEGRITY REALTY INC.
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete
Possession-Immediate
Neighbourhood-Church-Yonge Corridor
Title-Residential Condo & Other

No agent assigned

Experience modern downtown living at Chaz Yorkville! This beautifully renovated 2-bedroom, 2-bathroom southwest corner suite features soaring 10-foot ceilings, floor-to-ceiling windows, and abundant natural light. The living area features sliding doors, offering a flexible layout that can easily accommodate different needs, whether for entertaining, working from home, or creating a third bedroom. Recent upgrades include brand-new flooring, updated baseboards and door frames, fresh paint throughout, new bathroom vanities, and a recently replaced washer and dryer. Residents enjoy exceptional amenities, including 24-hour concierge service, a fully equipped fitness centre, yoga/Pilates studio, massage chairs, hydro-massage bed, guest suites, party room, BBQ area, and the exclusive two-storey C.H.A.Z. Club Lounge with a 36th-floor outdoor terrace offering spectacular city views.Ideally located just steps from Yonge and Bloor subway stations, Yorkville, the University of Toronto, Toronto Metropolitan University, shopping, restaurants, and entertainment. Move-in ready and an excellent opportunity to enjoy downtown living!

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$
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(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,200
Land Transfer Taxes$10,455
Legal Fees (Est.)
$
Total cash required for closing$151,755

Total Monthly Obligation

$4,059/mo
Mortgage $2,820
Monthly Loss $3,317
Principal$742
Interest$2,078
Property Tax$311
Condo Fees$729
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.5%1
5-Year IRR
8.3%25
10-Year IRR
9.4%
Returns Index
13.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,328/yr
NOI
$19,621/yr
Net Cash Flow
-$1,184/mo
Cash Margin
-37.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 45 Charles Street E 802

Time

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