78 Spring Garden Avenue, Toronto C14

$1,499,000
78 Spring Garden Avenue

$1,499,000

New
6d
Detached1 1/2 Storey

78 Spring Garden Avenue, Toronto C14

Total Monthly Obligation $7,367

HausQ Valuation Report
Beds
4
Baths
3
Park
2
Sqft
1500-2000
DOM
6d
Score
14
Yield
3.1%
Cash on Cash
-11.5%
Cap Rate
2.1%
5Y IRR
6.6%
10Y IRR
7.7%
Property Type-Detached
MLS® Number-C14090796
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-50 × 123.7 ft
Listed on site-Oct 17, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$11,348.53 (2026)
Parking-2 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX CONDOS PLUS CORPORATION
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick, Stone
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Willowdale East
Title-Residential Freehold

No agent assigned

Official Plan Designated - Mixed Use (Including Residential). Beautiful property backing onto a park featuring a detached residential house and a completely separate commercial legal non-conforming office. Hardwood flooring on the main and second floors. Finished basement with a bedroom, 3-piece bathroom, and separate entrance to the backyard. Steps to Yonge & Sheppard subway stations, Sheppard Centre, and Earl Haig Secondary School. Live in, invest, or build your dream home in the future. Property being sold "As Is, Where Is." Additional parking opportunities behind the property.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,199,200
Land Transfer Taxes$26,455
Legal Fees (Est.)
$
Total cash required for closing$327,755

Total Monthly Obligation

$7,367/mo
Mortgage $6,047
Monthly Loss $5,776
Principal$1,591
Interest$4,455
Property Tax$946
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.7%10
Cash-on-Cash
-14.6%0
5-Year IRR
4.2%9
10-Year IRR
6.1%
Returns Index
5.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$46,032/yr
NOI
$25,580/yr
Net Cash Flow
-$3,915/mo
Cash Margin
-102.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.353
LTV Ratio
80.0%18
Vacancy Buffer
1.3 mo21
Risk Index
13.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 78 Spring Garden Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.