247A Lippincott Street, Toronto C01

$2,195,000
247A Lippincott Street

$2,195,000

New
7d
Semi-Detached 3-Storey

247A Lippincott Street, Toronto C01

Total Monthly Obligation $10,219

Beds
5
Baths
5
Park
1
Sqft
2000-2500
DOM
7d
Score
15
Yield
3.5%
Cash on Cash
-8.6%
Cap Rate
2.7%
5Y IRR
8.8%
10Y IRR
9.3%
Property Type-Semi-Detached
MLS® Number-C14093058
Beds-5
Bathrooms-5
Size-2000-2500 sqft
Lot Size-14.55 × 139.65 ft
Listed on site-Oct 16, 2026
Style-3-Storey
Building Type-Semi-Detached
Taxes-$11,885.65 (2026)
Parking-1 - None
Basement-Finished with Walk-Out, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle, Flat
Foundation-Concrete Block
Sewer-Sewer
Possession-30 Days or TBD
Neighbourhood-University
Title-Residential Freehold

No agent assigned

In the heart of vibrant Harbord Village, this exceptional three-storey family residence offers an enviable downtown lifestyle, surrounded by celebrated restaurants, charming cafés, beloved local landmarks, parks and excellent schools. This four-plus-one bedroom, five bathroom home was thoughtfully renovated with timeless design, quality craftsmanship, and premium finishes throughout. Every detail has been carefully considered to create a home that is both elegant and functional. A welcoming foyer with striking tile and a double closet opens to the expansive open-concept main floor, where white oak hardwood floors, pot lights, and well-proportioned principal rooms provide the perfect setting for everyday living and entertaining. The chef's kitchen features high-end appliances, extensive custom cabinetry, abundant counter space, and a large centre island with breakfast bar. A walkout to the rear deck and stone patio creates seamless indoor-outdoor living in a private, low-maintenance setting. A convenient powder room completes the main level. The second floor offers two generous bedrooms with ample closet space, a spacious family room ideal as a media room, children's play area, or work-from-home office, and a beautifully appointed four-piece bathroom. The third floor is home to the private primary retreat with two separate closet areas and a spa-inspired five-piece ensuite. A fourth bedroom enjoys its own private ensuite bathroom, offering exceptional comfort as a nursery, additional bedroom or home office, a conveniently located laundry closet completes the third level. The versatile lower level, with both front and rear walkouts, expands the living space with a large recreation room, second kitchen, additional bedroom, and full bathroom, ideal for extended family, a nanny suite, or future income potential. Situated on a deep lot backing onto Croft St. lane, the property includes a rear parking space, a garden shed, and laneway suite potential.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$1,756,000
Land Transfer Taxes$41,350
Legal Fees (Est.)
$
Total cash required for closing$481,850

Total Monthly Obligation

$10,219/mo
Mortgage $8,854
Monthly Loss $7,890
Principal$2,330
Interest$6,524
Property Tax$990
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.5%0
5-Year IRR
6.5%16
10-Year IRR
7.8%
Returns Index
9.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$75,732/yr
NOI
$51,773/yr
Net Cash Flow
-$4,540/mo
Cash Margin
-71.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.495
LTV Ratio
80.0%18
Vacancy Buffer
0.9 mo16
Risk Index
13.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 247A Lippincott Street

Time

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