20 Concord Avenue, Toronto C01

$1,788,000
20 Concord Avenue

$1,788,000

New
4d
Duplex2 1/2 Storey

20 Concord Avenue, Toronto C01

Total Monthly Obligation $8,312

HausQ Valuation Report
Beds
5
Baths
3
Park
0
Sqft
1500-2000
DOM
4d
Score
14
Yield
2.4%
Cash on Cash
-13.2%
Cap Rate
1.7%
5Y IRR
5.3%
10Y IRR
6.7%
Property Type-Duplex
MLS® Number-C14093274
Beds-5
Bathrooms-3
Size-1500-2000 sqft
Lot Size-20 × 137 ft
Listed on site-Oct 19, 2026
Style-2 1/2 Storey
Building Type-Duplex
Taxes-$8,695 (2025)
Parking-None
Basement-Separate Entrance, Unfinished
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS REFERRED URBAN REALTY
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-60-89 days
Neighbourhood-Palmerston-Little Italy
Title-Residential Freehold

No agent assigned

Prime Little Italy! Large detached duplex on MPAC-perfect investor vehicle or live/rent option. Completely renovated main, 2nd, & 3rd floors feature new flooring, 2 new kitchens, & 2 new washrooms. Spanning multiple levels, the upper unit boasts a new subfloor. Currently generating $5,600/mo ($2,500 main / $3,100 upper) with leases ending Dec. Finish the basement or extend the rear like neighbors for maximum income potential. Steps to College St!

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,430,400
Land Transfer Taxes$32,235
Legal Fees (Est.)
$
Total cash required for closing$391,335

Total Monthly Obligation

$8,312/mo
Mortgage $7,212
Monthly Loss $6,414
Principal$1,898
Interest$5,314
Property Tax$725
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.4%9
Cash-on-Cash
-15.9%0
5-Year IRR
3.1%6
10-Year IRR
5.3%
Returns Index
4.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,732/yr
NOI
$25,264/yr
Net Cash Flow
-$5,107/mo
Cash Margin
-143.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.292
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo19
Risk Index
13.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Concord Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.