206 Berkeley Street, Toronto C08

$1,049,000
206 Berkeley Street

$1,049,000

New
3d
Semi-Detached 2-Storey

206 Berkeley Street, Toronto C08

Total Monthly Obligation $5,168

Beds
2
Baths
2
Park
1
Sqft
1100-1500
DOM
3d
Score
18
Yield
4.7%
Cash on Cash
-3.6%
Cap Rate
3.8%
5Y IRR
12.8%
10Y IRR
12.4%
Property Type-Semi-Detached
MLS® Number-C14097036
Beds-2
Bathrooms-2
Size-1100-1500 sqft
Lot Size-18.25 × 130 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Semi-Detached
Age-100+
Taxes-$6,741.54 (2025)
Parking-1 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-REALE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Brick, Stone
Sewer-Sewer
Possession-As soon as possible
Neighbourhood-Moss Park
Title-Residential Freehold

No agent assigned

206 Berkeley St. - A Fresh Take on Downtown Living. There's something special about Berkeley Street. Beautiful Victorian homes, magnificent mature trees and a surprisingly peaceful setting, right in the heart of downtown Toronto. Welcome to 206 Berkeley, a stylish two-bedroom home that combines architectural character with a fresh, contemporary feel. Step inside to a bright, open-concept living and dining space with beautifully refinished hardwood floors, high ceilings, a working fireplace and plenty of natural light. The refreshed kitchen features new countertops and flooring, warm wood cabinetry and a walkout to the garden. A main-floor powder room adds everyday convenience.Upstairs, the primary bedroom features vaulted ceilings and generous windows framing the surrounding treetops. The second bedroom opens onto a charming balcony overlooking the garden, beautifully framed by a magnificent magnolia tree. A spacious bathroom features both a classic clawfoot soaking tub and a separate glass-enclosed shower. Outside is a delightful surprise: a lush, private garden with mature trees, winding stone pathways and inviting spaces to relax or entertain, along with the rare convenience of rear parking. All this in vibrant, walkable South Cabbagetown, close to the Distillery District, St. Lawrence Market, local cafés, restaurants, parks and transit. A home with personality, a garden worth discovering, and the city at your doorstep. This property will go to open bidding on Nov 6, 2026.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$839,200
Land Transfer Taxes$17,455
Legal Fees (Est.)
$
Total cash required for closing$228,755

Total Monthly Obligation

$5,168/mo
Mortgage $4,231
Monthly Loss $4,055
Principal$1,113
Interest$3,118
Property Tax$562
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.6%1
5-Year IRR
9.6%33
10-Year IRR
10.2%
Returns Index
17.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$49,800/yr
NOI
$33,578/yr
Net Cash Flow
-$1,433/mo
Cash Margin
-34.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
18.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 206 Berkeley Street

Time

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