320 Richmond Street E 1103, Toronto C08

$699,900
320 Richmond Street E 1103

$699,900

New
3d
Condo ApartmentApartment

320 Richmond Street E 1103, Toronto C08

Total Monthly Obligation $3,924

Beds
2
Baths
2
Park
1
Sqft
800-899
DOM
3d
Score
19
Yield
5.8%
Cash on Cash
-2.9%
Cap Rate
4.0%
5Y IRR
13.3%
10Y IRR
12.8%
Property Type-Condo Apartment
MLS® Number-C14098236
Beds-2
Bathrooms-2
Size-800-899 sqft
Listed on site-Oct 20, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$1,799.84 (2026)
Maintenance-$750.33/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-PINE REAL ESTATE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-TBD
Neighbourhood-Moss Park
Title-Residential Condo & Other

No agent assigned

Big City views and a bright corner unit, this spacious 2 Bedroom, 2 Bath Condo In The Heart Of Downtown Toronto is a fantastic place to call home! The Floor To Ceiling Windows & Balcony Utilize The Unobstructed Eastern View & Flood The Unit With Natural Light throughout the day. In the evening, the City lights create a relaxing and modern urban feel throughout the unit. The Primary Bedroom Features Two Built In Closets And A Generous Ensuite. Location Is Everything, Being Just Steps To King & Queen Streetcars, No Frills, The Distillery District, St Lawrence Market & More! Amenities Incl. Concierge, Gym, Sauna, Guest Suites, Visitor Parking, A Rooftop Deck & an outdoor pool to enjoy daily!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,924/mo
Mortgage $2,823
Monthly Loss $3,181
Principal$743
Interest$2,080
Property Tax$150
Condo Fees$750
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.2%1
5-Year IRR
10.1%36
10-Year IRR
10.7%
Returns Index
19.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,344/yr
NOI
$23,106/yr
Net Cash Flow
-$898/mo
Cash Margin
-26.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.689
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
22.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 320 Richmond Street E 1103

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.