499 St Clements Avenue, Toronto C04

$2,395,000
499 St Clements Avenue

$2,395,000

New
3d
Detached2 1/2 Storey

499 St Clements Avenue, Toronto C04

Total Monthly Obligation $10,745

Beds
3
Baths
5
Park
2
Sqft
1500-2000
DOM
3d
Score
15
Yield
3.2%
Cash on Cash
-8.9%
Cap Rate
2.7%
5Y IRR
8.6%
10Y IRR
9.1%
Property Type-Detached
MLS® Number-C14098678
Beds-3
Bathrooms-5
Size-1500-2000 sqft
Lot Size-25.03 × 135.44 ft
Listed on site-Oct 20, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$8,515.41 (2026)
Parking-2 - None
Basement-Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK BATORI GROUP INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Brick, Concrete Block
Sewer-Sewer
Possession-60-90 DAYS TBA
Neighbourhood-Forest Hill North
Title-Residential Freehold

No agent assigned

Nestled along the picturesque, tree-lined streets of Upper Forest Hill and Allenby, this charming detached 2 1/2-storey home. Blending classic character with modern touches, the home offers a warm and inviting atmosphere with a spacious, thoughtfully designed layout. An open staircase and third-floor skylight fill the home with natural light, creating a bright and airy feel throughout. Featuring 3 bedrooms, a main-floor powder room and a generous primary suite with a walk-in closet and ensuite, the home is perfectly suited for family living. The versatile third-floor loft offers additional space for a family room or home office, complete with its own 2-piece bathroom. The finished lower level features a separate side entrance and full bathroom, offering excellent potential for a nanny or in-law suite. The eat-in kitchen opens onto a spacious south-facing deck overlooking a beautifully landscaped, fully fenced backyard, ideal for outdoor dining, entertaining and family gatherings. Enjoy an exceptional midtown location just steps from Eglinton Park, the Larry Grossman Skating Rink, the Kay Gardner Beltline and the vibrant shops, restaurants and cafés along Eglinton West. Situated within the sought-after Allenby and Lawrence Park/NTCI school districts, with convenient access to transit and the Eglinton Crosstown LRT, this is a wonderful opportunity to enjoy family living in one of Toronto's most desirable neighbourhoods.

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%
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$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,916,000
Land Transfer Taxes$46,350
Legal Fees (Est.)
$
Total cash required for closing$526,850

Total Monthly Obligation

$10,745/mo
Mortgage $9,661
Monthly Loss $8,203
Principal$2,542
Interest$7,119
Property Tax$710
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%14
Cash-on-Cash
-11.7%0
5-Year IRR
6.3%15
10-Year IRR
7.6%
Returns Index
9.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$76,116/yr
NOI
$55,489/yr
Net Cash Flow
-$5,037/mo
Cash Margin
-79.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.484
LTV Ratio
80.0%18
Vacancy Buffer
0.9 mo16
Risk Index
12.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 499 St Clements Avenue

Time

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