177 St Clements Avenue, Toronto C03

$2,098,000
177 St Clements Avenue

$2,098,000

New
3d
Detached3-Storey

177 St Clements Avenue, Toronto C03

Total Monthly Obligation $9,804

Beds
4
Baths
4
Park
2
Sqft
2500-3000
DOM
3d
Score
19
Yield
4.9%
Cash on Cash
-2.0%
Cap Rate
4.2%
5Y IRR
14.0%
10Y IRR
13.3%
Property Type-Detached
MLS® Number-C14099238
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-25 × 132 ft
Listed on site-Oct 20, 2026
Style-3-Storey
Building Type-Detached
Taxes-$11,594.07 (2026)
Parking-3 - Built-In
Basement-Finished, Walk-Out
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE SIGNATURE REALTY
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Living Room, Natural Gas, Wood
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-30-60 Days/TBA
Neighbourhood-Yonge-Eglinton
Title-Residential Freehold

No agent assigned

The perfect balance of Midtown convenience, neighbourhood charm and gracious living! Ideally situated on a beautiful residential street, yet steps to the vibrant heart of Yonge & Eglinton. Enjoy the best of both worlds in this spacious detached home offering traditional elegance, modern features and exceptional versatility. A beautiful leaded glass door welcomes you home into the spacious entrance foyer. The grand principal living and dining rooms are ideal for family living and entertaining on any scale. The bright eat-in kitchen is the heart of the home. It features a large island and inviting sitting area, perfect for gathering together. A beautiful skylit staircase centres the home. Relax in the generous family room with fireplace and walkout to the private south-facing backyard with expansive entertaining deck and gas BBQ line. Best of all, the entire home is above grade. No basement living here! Upstairs, the spacious primary retreat offers room for a king-size bed, lounge area, ample closets and 4-piece ensuite. Two additional generous bedrooms plus a flexible fourth bedroom on the ground level, ideal for a home office, guests or live-in caregiver. Enjoy 4 washrooms including a main floor powder room, private 2-car driveway plus built-in garage with direct access into the home. Leave your cars at home and stroll to Yonge Street's restaurants, boutiques, groceries, fitness studios and everyday conveniences. Walk to the Eglinton Subway Station & Crosstown LRT. Nearby North Toronto Memorial Community Centre offers indoor and outdoor pools, skating, hobby classes, fitness programs and more. Renowned schools include Allenby Jr, Glenview Sr, NorthToronto Collegiate and St. Clement's Private Girls School at the end of the block. A rare opportunity to enjoy generous living spaces, a wonderful sense of community and an exceptionalMidtown lifestyle. Perfect for families, professionals and downsizers unwilling to compromise on space or location.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,678,400
Land Transfer Taxes$38,925
Legal Fees (Est.)
$
Total cash required for closing$460,025

Total Monthly Obligation

$9,804/mo
Mortgage $8,463
Monthly Loss $7,577
Principal$2,227
Interest$6,236
Property Tax$966
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.5%2
5-Year IRR
11.2%44
10-Year IRR
11.5%
Returns Index
23.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$103,320/yr
NOI
$76,894/yr
Net Cash Flow
-$2,055/mo
Cash Margin
-23.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7612
LTV Ratio
80.0%18
Vacancy Buffer
1.0 mo17
Risk Index
15.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 177 St Clements Avenue

Time

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