785 Adelaide Street W, Toronto C01

$1,179,000
785 Adelaide Street W

$1,179,000

New
2d
Semi-Detached 2-Storey

785 Adelaide Street W, Toronto C01

Total Monthly Obligation $5,644

Beds
2
Baths
2
Park
1
Sqft
1100-1500
DOM
2d
Score
17
Yield
4.2%
Cash on Cash
-5.4%
Cap Rate
3.4%
5Y IRR
11.3%
10Y IRR
11.2%
Property Type-Semi-Detached
MLS® Number-C14101258
Beds-2
Bathrooms-2
Size-1100-1500 sqft
Lot Size-11.5 × 100 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Semi-Detached
Age-100+
Taxes-$6,161.51 (2026)
Parking-1 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Elyzium Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Aluminum Siding, Brick
Roof-Shingles
Foundation-Brick
Sewer-Sewer
Possession-Immediate
Neighbourhood-Niagara
Title-Residential Freehold

No agent assigned

Welcome to 785 Adelaide Street West, a charming semi-detached home being offered for the first time since 1994! Featuring a unique blend of character, versatility, and untapped potential in one of Toronto's most sought-after neighbourhoods. An ideal opportunity for renovators, investors, or buyers looking to create a personalized urban home. Thoughtfully reconfigured to incorporate a loft-style interior, this distinctive 1+1-bedroom, 2-bathroom home offers a layout unlike the typical downtown property. Whether you envision a stylish urban retreat, a creative redesign, or a personalized renovation from the ground up, the possibilities are yours to explore. The upper loft level offers excellent potential to reconfigure the existing layout to accommodate additional bedrooms. Complete with private laneway parking, a coveted feature in the heart of the city, this is an exceptional opportunity to make something truly special. Steps to the best of Queen West, King West, Trinity Bellwoods, acclaimed restaurants, cafés, boutique shopping, and everyday essentials, all with the energy of downtown right at your doorstep. Unique properties like this are rarely available. Bring your vision and unlock the potential!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$943,200
Land Transfer Taxes$20,055
Legal Fees (Est.)
$
Total cash required for closing$257,355

Total Monthly Obligation

$5,644/mo
Mortgage $4,756
Monthly Loss $4,393
Principal$1,251
Interest$3,504
Property Tax$513
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.3%25
10-Year IRR
9.3%
Returns Index
13.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$49,404/yr
NOI
$33,802/yr
Net Cash Flow
-$1,939/mo
Cash Margin
-47.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
17.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 785 Adelaide Street W

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.