5 St Joseph Street 3704, Toronto C01

$685,000
5 St Joseph Street 3704

$685,000

New
2d
Condo ApartmentMulti-Level

5 St Joseph Street 3704, Toronto C01

Total Monthly Obligation $3,941

HausQ Valuation Report
Bed+Den
2+1
Baths
1
Park
1
Sqft
600-699
DOM
2d
Score
16
Yield
4.4%
Cash on Cash
-9.8%
Cap Rate
2.5%
5Y IRR
7.9%
10Y IRR
8.6%
Property Type-Condo Apartment
MLS® Number-C14102778
Bed+Den-2+1
Bathrooms-1
Size-600-699 sqft
Listed on site-Oct 21, 2026
Style-Multi-Level
Building Type-Condo Apartment
Taxes-$4,013 (2026)
Maintenance-$643.52/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick
Roof-Flat
Foundation-Unknown
Possession-Dec 15
Neighbourhood-Bay Street Corridor
Title-Residential Condo & Other

No agent assigned

Luxury South View 37th Floor One Bedroom +Den Condo With a Balcony, One Parking & One Locker Included. 615 Sq.Ft, 9 Ft Ceilings, Build-in Kitchen Appliances, Bright And Spacious, High Floor W/ Unobstructed View. Central Location, Steps To Wellesley Subway, University Of Toronto, Ryerson, Bloor/Yorkville, Eaton Centre, Hospital, Restaurants. Amenities Include Gym, Sauna, Steam Rm, Lounge, Party Rm, 24Hr Concierge, Security, Guest Suites, & Visitor Parking.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$548,000
Land Transfer Taxes$10,175
Legal Fees (Est.)
$
Total cash required for closing$148,675

Total Monthly Obligation

$3,941/mo
Mortgage $2,763
Monthly Loss $3,214
Principal$727
Interest$2,036
Property Tax$334
Condo Fees$644
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.9%11
Cash-on-Cash
-13.6%0
5-Year IRR
5.1%11
10-Year IRR
6.9%
Returns Index
6.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,216/yr
NOI
$13,059/yr
Net Cash Flow
-$1,675/mo
Cash Margin
-66.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.393
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo39
Risk Index
20.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5 St Joseph Street 3704

Time

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Data last updated within the past 24 hours.