55 Charles Street E 3703, Toronto C08

$1,098,000
55 Charles Street E 3703

$1,098,000

New
3d
Condo ApartmentApartment

55 Charles Street E 3703, Toronto C08

Total Monthly Obligation $6,114

HausQ Valuation Report
Beds
2
Baths
2
Park
1
Sqft
1000-1199
DOM
3d
Score
15
Yield
4.2%
Cash on Cash
-10.0%
Cap Rate
2.4%
5Y IRR
7.8%
10Y IRR
8.5%
Property Type-Condo Apartment
MLS® Number-C14105044
Beds-2
Bathrooms-2
Size-1000-1199 sqft
Listed on site-Oct 20, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$7,224.34 (2025)
Maintenance-$882.53/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE SIGNATURE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-Immediate
Neighbourhood-Church-Yonge Corridor
Title-Residential Condo & Other

No agent assigned

New SE corner suite with spectacular city views and private balcony. Features 2 generous bedrooms, 2 spa-like bathrooms, floor-to-ceiling windows, high ceilings, premium vinyl plank flooring, automated blinds, and a gourmet kitchen with pantry and custom dining island. Includes 1 locker and 1 EV parking. Prime location steps to TTC, Yorkville, Church Street and University of Toronto.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$878,400
Land Transfer Taxes$18,435
Legal Fees (Est.)
$
Total cash required for closing$239,535

Total Monthly Obligation

$6,114/mo
Mortgage $4,429
Monthly Loss $4,948
Principal$1,165
Interest$3,264
Property Tax$602
Condo Fees$883
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.3%0
5-Year IRR
5.3%12
10-Year IRR
7.1%
Returns Index
7.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$46,572/yr
NOI
$21,700/yr
Net Cash Flow
-$2,621/mo
Cash Margin
-67.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.413
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo24
Risk Index
15.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 55 Charles Street E 3703

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.