106 Mackey Drive, Whitby

$1,298,000
106 Mackey Drive

$1,298,000

New
44d
DetachedBungaloft

106 Mackey Drive, Whitby

Total Monthly Obligation $6,329

Beds
3
Baths
4
Park
4
Sqft
2000-2500
DOM
44d
Score
15
Yield
3.3%
Cash on Cash
-10.0%
Cap Rate
2.4%
5Y IRR
7.7%
10Y IRR
8.5%
Property Type-Detached
MLS® Number-E13760070
Beds-3
Bathrooms-4
Size-2000-2500 sqft
Lot Size-44.85 × 112.54 ft
Listed on site-Sep 9, 2026
Style-Bungaloft
Building Type-Detached
Taxes-$8,612.92 (2026)
Parking-6 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 LEADING EDGE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-West
Exterior-Brick, Stone
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-30/60/90
Neighbourhood-Lynde Creek
Title-Residential Freehold

No agent assigned

Executive Bungaloft Nestle In One Of Whitby's Most Sought-After Communities, Queens Common. Offering Approximately 3,562 Sq Ft of Updated And Thoughtfully Designed Total Living Space. From The Moment You Step Inside You See The Pride In Ownership As The Home Has Been Beautifully Maintained And Makes An Unforgettable First Impression With The Soaring Open-To-Above Foyer And Elegant Chevron-Pattern Tiles That Sets The Tone For The Exceptional Finishes Found Through-out. The Main Floor Is Designed For Both Entertaining And Everyday Living. A Stunning Formal Dining Room With A Coffered Ceiling For Those Special Family Occasions and Holidays, A Custom Chefs Kitchen - A True Show stopper Featuring Commercial-Grade Appliances, A Built-in Panel Fridge And Dishwasher, And A Spectacular 10-Foot Quartz Island, Pot Lights And Hardwood Flooring. The Living Room Impresses With Its Custom Feature Wall, While The Spectacular Great Room Steals The Show With 16-Foot Cathedral Ceilings, Classic Wainscotting, And Views Of The Backyard. The Primary Suite Located On The Main Floor Is A Private Retreat You'll Never Want To Leave - Complete With Custom Built-In Wardrobe, Hardwood Floors, And A Spa-Inspired 5-Piece Ensuite. Upstairs You Will Find Two Well-Appointed Bedrooms With Laminate Flooring And Built-Ins And A Renovated Main Bathroom Featuring Heated Floors, A Quartz Vanity, A Tiled Shower, And A Built-In Cabinet With Laundry Bin. The Finished Basement Offers Incredible Versatility With A Generous Recreation Room, A Dedicated Workout Space, And A Private Office. Outside, The Professionally Landscaped Front Yard Creates Stunning Curb Appeal, While The Backyard Gazebo Is The Perfect Spot To Soak In The Western Sun Exposure All Day Long. This Stunning Home Perfectly Blends Elegance, Comfort, And Functionality, it Is Truly Exceptional In Every Way! Close to shopping, restaurants, public transit, and all major amenities. Commuters will appreciate quick access to Highways 401, 407 and 412.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,038,400
Land Transfer Taxes$22,435
Legal Fees (Est.)
$
Total cash required for closing$283,535

Total Monthly Obligation

$6,329/mo
Mortgage $5,236
Monthly Loss $4,951
Principal$1,378
Interest$3,858
Property Tax$718
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.4%0
5-Year IRR
5.1%11
10-Year IRR
6.8%
Returns Index
7.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,972/yr
NOI
$25,562/yr
Net Cash Flow
-$3,106/mo
Cash Margin
-86.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.413
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo24
Risk Index
15.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 106 Mackey Drive

Time

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