46 Blacksmith Lane, Whitby

$799,900
46 Blacksmith Lane

$799,900

New
32d
Att/Row/Townhouse2-Storey

46 Blacksmith Lane, Whitby

Total Monthly Obligation $4,022

HausQ Valuation Report
Beds
3
Baths
2
Park
1
Sqft
1100-1500
DOM
32d
Score
17
Yield
4.4%
Cash on Cash
-5.4%
Cap Rate
3.4%
5Y IRR
11.3%
10Y IRR
11.3%
Property Type-Att/Row/Townhouse
MLS® Number-E13812094
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-19.69 × 114.83 ft
Listed on site-Sep 21, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-16-30
Taxes-$5,046.09 (2026)
Parking-2 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 REGAL REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Williamsburg
Title-Residential Freehold

No agent assigned

Welcome to the heart of Whitby near Rossland Rd & Country Lane. This is a quiet, family -friendly pocket known for pride of ownership and incredible neighbours. This meticulously kept 3 bedroom home in Williamsburg features gleaming hardwood floors on the main level, a bright functional layout, an updated granite kitchen, and major peace of mind updates including roof, furnace, A/C and windows. Note: there is a rough in bathroom in the basement so the major work for another bathroom is done - ready to go. Add in the manicured backyard garden, spacious deck and proximity to parks, schools, shopping restaurants, transit and commuter routes, this is a rare opportunity in one of Whitby's most desirable family pockets. Shows beautifully! Easy to Show! Just Move in and Enjoy ! Note: Basement is virtually staged

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$4,022/mo
Mortgage $3,227
Monthly Loss $3,173
Principal$849
Interest$2,378
Property Tax$421
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%16
Cash-on-Cash
-9.7%1
5-Year IRR
8.0%23
10-Year IRR
9.0%
Returns Index
12.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,052/yr
NOI
$22,001/yr
Net Cash Flow
-$1,393/mo
Cash Margin
-47.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 46 Blacksmith Lane

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Data last updated within the past 24 hours.