138 Samac Trail, Oshawa

$1,125,000
138 Samac Trail

$1,125,000

New
24d
Detached2-Storey

138 Samac Trail, Oshawa

Total Monthly Obligation $5,729

HausQ Valuation Report
Beds
4
Baths
3
Park
2
Sqft
3000-3500
DOM
24d
Score
15
Yield
3.6%
Cash on Cash
-9.5%
Cap Rate
2.5%
5Y IRR
8.1%
10Y IRR
8.8%
Property Type-Detached
MLS® Number-E13840310
Beds-4
Bathrooms-3
Size-3000-3500 sqft
Lot Size-57.41 × 114.5 ft
Listed on site-Sep 29, 2026
Style-2-Storey
Building Type-Detached
Taxes-$9,787 (2025)
Parking-4 - Attached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-COLDWELL BANKER - R.M.R. Real Estate
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Fireplace Insert, Natural Gas
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-TBD
Neighbourhood-Samac
Title-Residential Freehold

No agent assigned

Welcome to the country in the city, located in a quiet family-friendly North Oshawa neighbourhood where nature and convenience come together. Backing directly onto the beautiful Camp Samac, this home offers a private backyard setting with mature trees, peaceful views, and easy access to scenic walking trails that are perfect for family strolls, and nature lovers, bike rides, and outdoor adventures. Surrounded by excellent schools, parks, playgrounds, recreation facilities, shopping, restaurants, and everyday amenities, with Ontario tech University, Durham College, and convenient access to Highways 407 & 412 just minutes away. This is an ideal location for growing families looking to enjoy both an active lifestyle and a strong sense of community. Your backyard oasis is perfect for having family gatherings and raising a growing family. This neighbourhood offers not only tranquility, but a park, tennis court, and basketball court. The Home by definition shows pride of ownership, you won't be disappointed.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$900,000
Land Transfer Taxes$18,975
Legal Fees (Est.)
$
Total cash required for closing$245,475

Total Monthly Obligation

$5,729/mo
Mortgage $4,538
Monthly Loss $4,534
Principal$1,194
Interest$3,344
Property Tax$816
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.1%0
5-Year IRR
5.3%12
10-Year IRR
7.0%
Returns Index
7.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$41,040/yr
NOI
$22,649/yr
Net Cash Flow
-$2,651/mo
Cash Margin
-77.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.423
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
15.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 138 Samac Trail

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.