1124 Sepia Square, Pickering

$815,000
1124 Sepia Square

$815,000

Price Change
24d
Att/Row/Townhouse2-Storey

1124 Sepia Square, Pickering

Total Monthly Obligation $4,215

Beds
3
Baths
3
Park
1
Sqft
1500-2000
DOM
24d
Score
17
Yield
4.5%
Cash on Cash
-5.6%
Cap Rate
3.4%
5Y IRR
11.2%
10Y IRR
11.1%
Property Type-Att/Row/Townhouse
MLS® Number-E13841436
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-25.1 × 90.22 ft
Listed on site-Sep 29, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$6,634 (2025)
Parking-2 - Built-In
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ROUGE RIVER REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick
Roof-Unknown
Foundation-Not Applicable
Sewer-Sewer
Possession-Flexible
Neighbourhood-Rural Pickering
Title-Residential Freehold

No agent assigned

FREEHOLD + END-UNIT + NO SIDEWALK | Welcome to 1124 Sepia Square - a bright and spacious 3-bedroom, 3-bathroom townhome offering the perfect blend of style, space and everyday functionality | The open-concept main floor features hardwood flooring, a cozy fireplace and large windows that fill the home with natural light | The upgraded kitchen offers stainless steel appliances including counter depth fridge, generous cabinetry and an extended breakfast bar | The adjoining breakfast area walks out to a private deck and fenced backyard - ideal for morning coffee, summer BBQs or simply enjoying your own outdoor space | Spacious primary retreat with a walk-in closet and a 5-piece ensuite - room is huge | Two other well sized bedrooms and a full second bathroom | Convenience of second-floor laundry - no need to lug baskets into the basement | No sidewalk to maintain AND that opens up the possibility to park a third car | Freshly painted and updated light fixtures throughout | Located in Seaton, steps from trails and close to shopping, Pickering Town Centre and major routes, this is a home that checks all the boxes - Come see for yourself!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$652,000
Land Transfer Taxes$12,775
Legal Fees (Est.)
$
Total cash required for closing$177,275

Total Monthly Obligation

$4,215/mo
Mortgage $3,287
Monthly Loss $3,350
Principal$865
Interest$2,422
Property Tax$553
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.9%1
5-Year IRR
7.8%22
10-Year IRR
8.9%
Returns Index
12.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,852/yr
NOI
$22,033/yr
Net Cash Flow
-$1,451/mo
Cash Margin
-47.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
20.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1124 Sepia Square

Time

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Data last updated within the past 24 hours.