650 Gordon Street 114, Whitby

$729,900
650 Gordon Street 114

$729,900

Price Change
23d
Condo ApartmentApartment

650 Gordon Street 114, Whitby

Total Monthly Obligation $4,409

Bed+Den
3+1
Baths
2
Park
1
Sqft
1200-1399
DOM
23d
Score
18
Yield
6.1%
Cash on Cash
-3.9%
Cap Rate
3.7%
5Y IRR
12.5%
10Y IRR
12.2%
Property Type-Condo Apartment
MLS® Number-E13842154
Bed+Den-3+1
Bathrooms-2
Size-1200-1399 sqft
Listed on site-Sep 30, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$6,041 (2026)
Maintenance-$760.89/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE SIGNATURE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete, Vinyl Siding
Roof-Asphalt Shingle
Possession-Flexible
Neighbourhood-Port Whitby
Title-Residential Condo & Other

No agent assigned

Welcome to Harbourside Square Condos! This spacious +CORNER+ suite offers over 1,300 sq. ft. of comfortable living space and features the sought-after Santa Maria floor plan, complete with 2 bedrooms plus a DEN, parking, and locker. Enjoy the convenience of ground-floor living along with a private, serene balcony - perfect for enjoying your morning coffee or unwinding at the end of the day. The bright, open-concept layout features large windows that fill the home with natural light and create a welcoming atmosphere throughout. The modern kitchen is equipped with all the essential appliances, a convenient breakfast bar, and ample counter space for everyday cooking and entertaining. The spacious living and dining areas provide plenty of room for family gatherings, relaxing, and hosting guests.The generous primary bedroom offers a walk-in closet and private ensuite bathroom, while the additional bedroom and den provide flexibility for guests, a home office, or additional living space. Ideally situated in a low-rise condominium community just steps from the lake and waterfront trails, this home offers an exceptional blend of comfort, convenience, and location. Enjoy easy access to the 401, Whitby GO Station, Metro, the hospital, and a variety of nearby shops and amenities. Harbourside Square offers a warm, welcoming community atmosphere, with a main common-area building (Pavilion) and outdoor spaces where neighbours can gather and connect. A spacious home in a peaceful waterfront setting - with everything you need close by.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$583,920
Land Transfer Taxes$11,073
Legal Fees (Est.)
$
Total cash required for closing$158,553

Total Monthly Obligation

$4,409/mo
Mortgage $2,944
Monthly Loss $3,634
Principal$775
Interest$2,169
Property Tax$503
Condo Fees$761
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.2%1
5-Year IRR
9.3%31
10-Year IRR
10.2%
Returns Index
16.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,424/yr
NOI
$22,410/yr
Net Cash Flow
-$1,077/mo
Cash Margin
-29.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
20.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 650 Gordon Street 114

Time

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Data last updated within the past 24 hours.