63 Sumac Lane, Scugog

$899,000
63 Sumac Lane

$899,000

New
23d
DetachedBungalow

63 Sumac Lane, Scugog

Total Monthly Obligation $4,400

Beds
4
Baths
2
Park
7
Sqft
700-1100
DOM
23d
Score
19
Yield
4.8%
Cash on Cash
-2.8%
Cap Rate
4.0%
5Y IRR
13.4%
10Y IRR
12.9%
Property Type-Detached
MLS® Number-E13842722
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-130.98 × 176.92 ft
Listed on site-Sep 30, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,785.24 (2026)
Parking-8 - Detached
Basement-Partially Finished, Full
Heating-Forced Air (Propane)
Brokerage-RE/MAX ULTIMATE REALTY INC.
Cooling-Window Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Aluminum Siding, Wood
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Septic
Possession-Anytime
Neighbourhood-Rural Scugog
Title-Residential Freehold

No agent assigned

Enjoy exclusive, deeded private access to the crystal-clear, spring-fed waters of Chalk Lake just 350 meters from your doorstep. Avoid the public crowds and spend your summers kayaking, paddleboarding, or relaxing on a pristine sandy beach right in your neighborhood. Perfect for Toronto and Durham Region commuters seeking a year-round retreat, this turnkey sanctuary is located just 5 minutes from Highway 407, putting the city under 45 minutes away. Your backyard is a hub for outdoor adventure and local culture-minutes from Slabtown Cider, local ski hills, world-class golf courses, and the extensive trail network of Uxbridge.Set on a sprawling 0.87-acre lot, 63 Sumac Lane is a beautifully updated 3+1 bedroom bungalow where rustic charm meets modern sophistication. The home blends knotty pine accents and solid wood doors with extensive 2024 upgrades, including a new roof, gutters, furnace, ductwork, and updated vinyl casement windows. A functional mudroom leads to a bright, open-concept main floor with refinished hardwood floors, soaring ceilings, and a kitchen equipped with etched-glass pocket doors and brand-new 2024 stainless steel appliances. The expansive living room opens to a freshly refinished deck with serene wooded views.The main level features a primary suite with direct deck access, a secondary bedroom, an office with glass pocket doors, and a spa-like 4-piece bath with marble tile and a bright bay window. Downstairs, the nearly 1,000 sq. ft. finished basement offers a fourth bedroom with above-grade windows, a modern 3-piece bath, and a laundry room with a 2024 Samsung washer and dryer. Complete with a 200-amp electrical panel and a detached garage, this home seamlessly delivers tranquility, outdoor adventure, and rapid city access.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$719,200
Land Transfer Taxes$14,455
Legal Fees (Est.)
$
Total cash required for closing$195,755

Total Monthly Obligation

$4,400/mo
Mortgage $3,626
Monthly Loss $3,446
Principal$954
Interest$2,672
Property Tax$399
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.1%1
5-Year IRR
10.0%35
10-Year IRR
10.6%
Returns Index
18.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,428/yr
NOI
$29,800/yr
Net Cash Flow
-$1,143/mo
Cash Margin
-31.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.689
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
20.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 63 Sumac Lane

Time

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