20 Kildonan Drive, Toronto E06

$1,399,000
20 Kildonan Drive

$1,399,000

New
23d
Detached2 1/2 Storey

20 Kildonan Drive, Toronto E06

Total Monthly Obligation $6,467

Beds
7
Baths
5
Park
4
Sqft
2500-3000
DOM
23d
Score
33
Yield
6.7%
Cash on Cash
6.6%
Cap Rate
6.0%
5Y IRR
20.9%
10Y IRR
19.0%
Property Type-Detached
MLS® Number-E13843028
Beds-7
Bathrooms-5
Size-2500-3000 sqft
Lot Size-30.07 × 130 ft
Listed on site-Sep 30, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$5,384 (2025)
Parking-4 - Carport
Basement-Apartment, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Stucco (Plaster), Stone
Roof-Asphalt Shingle, Rolled
Foundation-Poured Concrete, Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Birchcliffe-Cliffside
Title-Residential Freehold

No agent assigned

Some homes offer more bedrooms. Some offer a better location. Few offer both. Steps from the Lake Ontario waterfront in sought-after Birchcliffe-Cliffside, 20 Kildonan Drive delivers exceptional space and flexibility on a generous 30 x 130 ft lot. This rare detached 2.5-storey residence offers 2,622 sq. ft. across the main, second and third floors, plus a fully finished basement apartment - over 3,800 sq. ft. of total finished living space. The sun-filled main home features 5 bedrooms and 3.5 bathrooms, ideal for growing and multi-generational families. The expansive main floor flows seamlessly between the living, dining and family rooms, with the family room overlooking the backyard. The second floor hosts a private primary retreat with ensuite, walk-in closet and an impressive 18-ft balcony, plus two additional bedrooms and convenient second-floor laundry. The third level adds two more generous bedrooms, a full bath and a bright skylit sunroom - perfect as a reading nook or work-from-home escape. Adding even more versatility: a fully self-contained 1,186 sq. ft. 2-bedroom basement apartment with separate entrance, full kitchen and its own laundry - ideal for extended family, independent living or income potential. Outside, a private backyard with multiple seating areas awaits summer evenings with family and friends. Walk to the Waterfront Trail, Crescentwood Park, Rosetta McClain Gardens and Hunt Club Golf Course. Kingston Road cafes, restaurants and shops are nearby, while excellent schools, TTC access and convenient commuting routes keep you connected. Updated with a tankless water heater (2026), A/C (2023), and new fridge and stove (2022), this move-in-ready home is a rare find in one of Toronto's most desirable lakeside neighbourhoods.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,119,200
Land Transfer Taxes$24,455
Legal Fees (Est.)
$
Total cash required for closing$305,755

Total Monthly Obligation

$6,467/mo
Mortgage $5,643
Monthly Loss $4,982
Principal$1,485
Interest$4,158
Property Tax$449
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.3%42
Cash-on-Cash
2.3%13
5-Year IRR
17.4%84
10-Year IRR
16.5%
Returns Index
46.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
33/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$93,804/yr
NOI
$74,540/yr
Net Cash Flow
$568/mo
Cash Margin
7.3%18
Cash Flow Index
17.6/ 100
Risk Profile
Weight: 20%
DSCR
1.1036
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo23
Risk Index
25.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Kildonan Drive

Time

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