748 Hillcroft Street, Oshawa

$599,900
748 Hillcroft Street

$599,900

New
23d
Semi-Detached 2-Storey

748 Hillcroft Street, Oshawa

Total Monthly Obligation $3,128

Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
23d
Score
20
Yield
5.3%
Cash on Cash
-1.8%
Cap Rate
4.2%
5Y IRR
14.1%
10Y IRR
13.5%
Property Type-Semi-Detached
MLS® Number-E13844810
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-30 × 110 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$4,001.37 (2026)
Parking-2 - None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX Rouge River Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Aluminum Siding, Brick
Roof-Unknown
Foundation-Unknown
Sewer-Sewer
Possession-Flexible
Neighbourhood-Eastdale
Title-Residential Freehold

No agent assigned

Open House Saturday October 24th from 2-4pm. Welcome to this 3-bedroom semi-detached home nestled in a wonderful family-friendly neighbourhood, ideally situated within walking distance to schools, parks, groceries, shopping, and everyday amenities, with convenient access approximately halfway between Hwy 401 and 407. Offering lovely curb appeal, the home opens into a spacious main floor with a large living room featuring an oversized front window that fills the space with natural light. The adjoining dining room offers a sliding door walkout to the back deck and private backyard. With the neighbouring semi positioned further back, along with mature evergreens and established trees surrounding the property, the outdoor space enjoys an added sense of privacy. The good-sized kitchen features a convenient pass-through overlooking the dining area, helping to keep the main living spaces feeling bright and connected. Hardwood flooring flows through the kitchen, hallway, and dining room. Upstairs, you'll find three well-sized bedrooms, each complete with a window and closet, along with a 4-piece main bathroom. The primary bedroom features updated laminate flooring. The basement provides valuable additional living and functional space, along with a separate side entrance, and features a recreation room, separate laundry area, workshop, and a 3-piece bathroom complete with a relaxing jet tub. With great bones, some freshly painted areas, and opportunity for further updates, this home is ready for its next owners to bring their own style and make it their own. A fantastic opportunity to settle into an established neighbourhood while creating a home that suits your vision.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$479,920
Land Transfer Taxes$8,473
Legal Fees (Est.)
$
Total cash required for closing$129,953

Total Monthly Obligation

$3,128/mo
Mortgage $2,420
Monthly Loss $2,492
Principal$637
Interest$1,783
Property Tax$333
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.0%1
5-Year IRR
10.1%36
10-Year IRR
10.7%
Returns Index
19.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,644/yr
NOI
$19,978/yr
Net Cash Flow
-$755/mo
Cash Margin
-28.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo51
Risk Index
26.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 748 Hillcroft Street

Time

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