2097 Stornoway Street, Oshawa

$859,880
2097 Stornoway Street

$859,880

New
22d
Detached2-Storey

2097 Stornoway Street, Oshawa

Total Monthly Obligation $4,467

HausQ Valuation Report
Beds
4
Baths
3
Park
4
Sqft
2000-2500
DOM
22d
Score
18
Yield
4.9%
Cash on Cash
-3.9%
Cap Rate
3.7%
5Y IRR
12.5%
10Y IRR
12.2%
Property Type-Detached
MLS® Number-E13846706
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-40 × 109.91 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,485 (2025)
Parking-6 - Attached
Basement-Full
Heating-Forced Air (Gas)
Brokerage-REVEL Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Kedron
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained Jeffrey Homes residence in the sought-after Kedron community. The popular Merlot model offers a functional, family-friendly layout with 4 spacious bedrooms and an inviting open-concept main floor.The bright eat-in kitchen flows seamlessly into the main living space and features a walkout to the patio and beautifully landscaped backyard-perfect for everyday living and entertaining. Convenient main-floor laundry and a powder room complete the main level.Upstairs, the spacious primary bedroom offers a comfortable retreat, complemented by three additional well-sized bedrooms.Pride of ownership is evident throughout, with several important updates already completed, including hardwood flooring and carpet (2007), garage door (2014), owned hot water tank (2019), shingles (2022), and furnace & central air conditioning (2024).Located in a desirable North Oshawa neighbourhood close to schools, parks, shopping, transit and everyday amenities, this is a wonderful opportunity to own a well-cared-for home in an established family-friendly community.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$687,904
Land Transfer Taxes$13,673
Legal Fees (Est.)
$
Total cash required for closing$187,149

Total Monthly Obligation

$4,467/mo
Mortgage $3,469
Monthly Loss $3,555
Principal$913
Interest$2,556
Property Tax$624
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.3%1
5-Year IRR
9.1%30
10-Year IRR
9.9%
Returns Index
15.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,480/yr
NOI
$26,247/yr
Net Cash Flow
-$1,281/mo
Cash Margin
-36.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
19.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2097 Stornoway Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.