430 Pharmacy Avenue, Toronto E04

$699,000
430 Pharmacy Avenue

$699,000

Price Change
22d
Detached2-Storey

430 Pharmacy Avenue, Toronto E04

Total Monthly Obligation $3,491

HausQ Valuation Report
Beds
3
Baths
2
Park
3
Sqft
700-1100
DOM
22d
Score
21
Yield
5.3%
Cash on Cash
-0.6%
Cap Rate
4.5%
5Y IRR
15.1%
10Y IRR
14.2%
Property Type-Detached
MLS® Number-E13847340
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-25 × 104 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Taxes-$3,551.75 (2025)
Parking-3 - None
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS ADVANTAGE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Vinyl Siding, Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Clairlea-Birchmount
Title-Residential Freehold

No agent assigned

Why buy a condo when you can have this home! Welcome to 430 Pharmacy Avenue, a charming, detached home. Move-in ready in the sought-after Birchmount-Clairlea community. This home features a bright open-concept layout on the main floor, a stylish kitchen with quartz countertops and stainless-steel appliances. The second floor has 2 bedrooms + a den/office. Practical layout with tons of natural light. The backyard has an abundance of outdoor space with endless possibilities for entertaining, gardening or creating your own outdoor oasis. The large, detached outbuilding can be turned into almost anything. Could be a workspace, art studio, or an outdoor entertainment area. Possibilities are endless! Close to Warden Woods, Taylor Creek trails, schools, shopping, TTC, and major highways, making commuting throughout Toronto effortless.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$559,200
Land Transfer Taxes$10,455
Legal Fees (Est.)
$
Total cash required for closing$151,755

Total Monthly Obligation

$3,491/mo
Mortgage $2,820
Monthly Loss $2,749
Principal$742
Interest$2,078
Property Tax$296
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.5%2
5-Year IRR
11.3%44
10-Year IRR
11.6%
Returns Index
23.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,320/yr
NOI
$25,536/yr
Net Cash Flow
-$692/mo
Cash Margin
-22.2%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7512
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo45
Risk Index
25.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 430 Pharmacy Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.