648 Cognac Crescent, Pickering

$949,900
648 Cognac Crescent

$949,900

New
22d
Detached2-Storey

648 Cognac Crescent, Pickering

Total Monthly Obligation $4,856

Beds
4
Baths
4
Park
2
Sqft
2000-2500
DOM
22d
Score
16
Yield
4.0%
Cash on Cash
-7.7%
Cap Rate
2.9%
5Y IRR
9.5%
10Y IRR
9.8%
Property Type-Detached
MLS® Number-E13849260
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-45.14 × 132.02 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,796.39 (2026)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ROUGE RIVER REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Wood
Pool-Inground
Facing-East
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible/TBA
Neighbourhood-Amberlea
Title-Residential Freehold

No agent assigned

Welcome to 648 Cognac, a beautifully kept 4 bedroom home on a large, premium private lot in the family friendly Amberlea neighbourhood. With no neighbours to the south or east, this property offers a rare sense of space and privacy. The bright, open-concept main floor is filled with natural light and designed for everyday living and effortless entertaining. Large eat-in kitchen with island and pantry, stainless steel appliances and a walkout to the deck and backyard, where the inground pool becomes the centrepiece of summer gatherings, you'll love the gas BBQ hookup! Spacious primary bedroom is a true retreat, complete with a walk-in closet and a ensuite bathroom. Three additional well-sized bedrooms give the whole family room to grow. Finished basement adds even more versatility with a possible fifth bedroom, generous rec room, 3-piece bath, and plenty of storage, perfect for guests, teens, or a home office. Numerous upgrades over the years include windows, central air, pool pump, and pool liner. Walking distance to all amenities, restaurants, shops, schools both primary and secondary, Altona Forest on your doorstep with walking trials. Easy access to 401, 407, GO and public transit.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$759,920
Land Transfer Taxes$15,473
Legal Fees (Est.)
$
Total cash required for closing$206,953

Total Monthly Obligation

$4,856/mo
Mortgage $3,832
Monthly Loss $3,848
Principal$1,008
Interest$2,823
Property Tax$650
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%14
Cash-on-Cash
-11.7%0
5-Year IRR
6.4%16
10-Year IRR
7.9%
Returns Index
9.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,196/yr
NOI
$22,080/yr
Net Cash Flow
-$1,992/mo
Cash Margin
-62.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.484
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
17.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 648 Cognac Crescent

Time

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