1090 Thimbleberry Circle, Oshawa

$839,900
1090 Thimbleberry Circle

$839,900

New
22d
Detached2-Storey

1090 Thimbleberry Circle, Oshawa

Total Monthly Obligation $4,287

Beds
4
Baths
4
Park
2
Sqft
1500-2000
DOM
22d
Score
17
Yield
4.5%
Cash on Cash
-5.5%
Cap Rate
3.4%
5Y IRR
11.2%
10Y IRR
11.2%
Property Type-Detached
MLS® Number-E13851498
Beds-4
Bathrooms-4
Size-1500-2000 sqft
Lot Size-14.3 × 31.16 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$6,285.61 (2026)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-COLDWELL BANKER - R.M.R. Real Estate
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Eastdale
Title-Residential Freehold

No agent assigned

Welcome to 1090 Thimbleberry Circle, a well cared for 4 Bed, 4 Bath home in Oshawa's established Eastdale community. Set on a pie-shaped lot in a mature, family friendly neighbourhood, this is a home with plenty of room to relax & enjoy where you live. The main floor offers a traditional layout with separate living, dining & family rooms, giving everyone space to spread out. Beautiful hardwood floors, large windows & a wood burning fireplace add warmth & character. The eat-in kitchen has plenty of cabinetry & workspace, with a walkout to the large deck & covered solarium. It's a great extension of the living space & a wonderful spot to enjoy the backyard through much of the year. Main floor laundry adds everyday convenience. Upstairs, the spacious primary bedroom features a huge walk-in closet & renovated ensuite with walk-in shower. The 2nd bedroom also has a walk-in closet, while two additional bedrooms offer plenty of room for family, guests or a home office. A good-sized linen closet provides additional storage. The finished basement offers even more living space with a large recreation room, wet bar, stone feature wall & powder room. Outside, enjoy the fully fenced pie-shaped yard, front porch, large deck & covered outdoor space. A 2 car garage & paved driveway provide plenty of parking. Updates include the iron fence and paved driveway (2013), shingles & garage doors (2008), carpet on the second floor & in the basement (2022) & most of the windows are casement. This is not a cookie-cutter home & that's part of its charm. The traditional rooms offer separation & flexibility, while the larger lot, mature surroundings & established neighbourhood provide a feeling that's hard to find in many newer communities. Rainbow Park has been beautifully renovated & is close by, with schools, transit & easy access to Hwy 401 & 407 nearby. A comfortable, character-filled home with space to spread out, a backyard to enjoy & a neighbourhood where you can put down roots.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$671,920
Land Transfer Taxes$13,273
Legal Fees (Est.)
$
Total cash required for closing$182,753

Total Monthly Obligation

$4,287/mo
Mortgage $3,388
Monthly Loss $3,395
Principal$892
Interest$2,496
Property Tax$524
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.8%1
5-Year IRR
7.9%23
10-Year IRR
9.0%
Returns Index
12.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,500/yr
NOI
$22,964/yr
Net Cash Flow
-$1,474/mo
Cash Margin
-47.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo35
Risk Index
19.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1090 Thimbleberry Circle

Time

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