134 Toscana Drive, Whitby

$1,239,999
134 Toscana Drive

$1,239,999

New
22d
Detached2-Storey

134 Toscana Drive, Whitby

Total Monthly Obligation $6,065

Beds
4
Baths
4
Park
3
Sqft
2000-2500
DOM
22d
Score
15
Yield
3.4%
Cash on Cash
-9.8%
Cap Rate
2.5%
5Y IRR
7.9%
10Y IRR
8.6%
Property Type-Detached
MLS® Number-E13852258
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-40.06 × 183.2 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$8,259 (2025)
Parking-5 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 LEADING EDGE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Shingles
Foundation-Unknown
Sewer-Sewer
Possession-30-60 Days/TBD
Neighbourhood-Taunton North
Title-Residential Freehold

No agent assigned

Welcome Home, to an exceptional detached house nestled in luxurious North Whitby, backing onto protected greenspace and offering an extra-deep lot with remarkable privacy. Impeccably maintained and filled with thoughtful details, this 3+1 bedroom, 4 bathroom home offers an abundance of space, flexibility and opportunity. upon entry through the foyer, you're greeted by a stunning grande dining room featuring built in cabinetry, gleaming hardwood floors, crown moulding, pot lights and elegant architectural columns. The bright living room showcases a fireplace and generous windows overlooking the beautifully appointed kitchen and breakfast area. The well-maintained kitchen features stainless steel appliances, Kitchen Island and a walkout to the expansive freshly painted deck, overlooking a private backyard oasis complete with interlock, a covered gazebo and hot tub. Upstairs, generously sized bedrooms provide exceptional comfort, while the primary retreat features double-door entry, a walk-in closet and 4-piece ensuite. The spacious upper-level family room offers incredible versatility, with a walkout to the large balcony and the potential to convert into a fifth bedroom if desired. The finished basement offers even more possibilities, with above-grade windows, a gas fireplace, bathroom and generous living space, plus a separate unfinished workshop/sauna area. With thoughtful configuration and existing garage access, the lower level presents exciting potential for a future secondary living space or rental suite, subject to applicable approvals. Complete with a double-car garage and extended driveway, this home offers ample parking and an unbeatable location close to schools, shopping, medical services, transit and everyday amenities, with easy access to Hwy 412, Hwy 401 and 407. A rare combination of elegance, privacy, flexibility and opportunity; this is one lucky buyer's chance to call North Whitby home in a beautiful house and at a spectacular value.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$991,999
Land Transfer Taxes$21,275
Legal Fees (Est.)
$
Total cash required for closing$270,775

Total Monthly Obligation

$6,065/mo
Mortgage $5,002
Monthly Loss $4,749
Principal$1,316
Interest$3,686
Property Tax$688
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.2%0
5-Year IRR
5.2%12
10-Year IRR
6.9%
Returns Index
7.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$41,640/yr
NOI
$24,717/yr
Net Cash Flow
-$2,942/mo
Cash Margin
-84.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.413
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo25
Risk Index
15.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 134 Toscana Drive

Time

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